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成人礼?2008年最新情况:为何年轻人会失去医保以及新政策如何提供帮助

Rite of passage? Why young adults become uninsured and how new policies can help, 2008 update.

作者信息

Kriss Jennifer L, Collins Sara R, Mahato Bisundev, Gould Elise, Schoen Cathy

机构信息

Commonwealth Fund, USA.

出版信息

Issue Brief (Commonw Fund). 2008 May;38:1-24.

Abstract

Young adults, ages 19 to 29, are one of the largest segments of the U.S. population without health insurance: 13.7 million lacked coverage in 2006. They often lose coverage at age 19 or upon high school or college graduation--most two of five (38%) high school graduates who do not enroll in college and one-third of college graduates are uninsured for a time during the first year after graduation. Several states have passed laws to expand coverage of dependents up to age 24 or 25 under parents' insurance policies. This policy change, in addition to two others--extending eligibility for public insurance programs beyond age 18 and ensuring that colleges require and offer coverage to full- and part-time students to have coverage--could help uninsured young adults gain coverage and prevent others from losing it. This issue brief, the sixth in a series, updates an earlier version of Rite of Passage

摘要

19至29岁的年轻人是美国没有医疗保险的最大群体之一:2006年有1370万人没有医保覆盖。他们常常在19岁、高中或大学毕业时失去医保覆盖——在未进入大学的高中毕业生中,五分之二(38%)的人以及三分之一的大学毕业生在毕业后的第一年里会有一段时间没有医保。几个州已通过法律,将受抚养人在父母保险政策下的医保覆盖年龄延长至24岁或25岁。这一政策变化,再加上另外两项举措——将公共保险项目的资格延长至18岁以上,以及确保高校要求并为全日制和非全日制学生提供医保覆盖——可以帮助没有医保的年轻人获得医保,并防止其他人失去医保。本问题简报是该系列中的第六篇,更新了《成人仪式》的早期版本

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