Kim Hyungsoo, Lee Jinkook
Hyungsoo Kim is an assistant professor in the Department of Family Studies, The University of Kentucky, 315 Funkhouser Building, Lexington, KY (
J Consum Aff. 2005 Apr;39(1):148-172. doi: 10.1111/j.1745-6606.2005.00007.x.
We investigate the impact of health on wealth depletion of African American, Hispanic, and non-Hispanic white elders. Using the data from 4,464 elderly households that participated in both the 1993 Asset and Health Dynamics of the Oldest Old and the 1998 Health and Retirement Study, we find that health problems contribute to wealth depletion differently across elders in different racial and ethnic groups. We draw policy implications from the findings regarding ways to help consumers protect their financial security from health shocks in later life.
我们研究了健康状况对非裔美国老人、西班牙裔老人和非西班牙裔白人老人财富损耗的影响。利用4464户老年家庭的数据，这些家庭同时参与了1993年的《最年长者资产与健康动态调查》和1998年的《健康与退休研究》，我们发现，不同种族和族裔群体的老年人，健康问题对财富损耗的影响各不相同。我们从研究结果中得出了政策启示，涉及帮助消费者在晚年保护其财务安全免受健康冲击的方法。
