Holahan John, Blumberg Linda
Health Policy Center, Urban Institute, Washington, DC, USA.
Health Aff (Millwood). 2006 Nov-Dec;25(6):w432-43. doi: 10.1377/hlthaff.25.w432. Epub 2006 Sep 14.
Massachusetts recently enacted a major health reform that could move the state to close to universal health insurance coverage. We describe some of the politics behind the legislation and the law's key details. We discuss four major issues that the plan would face: (1) a definition of affordability-how much should be borne by individuals and how much by government; (2) issues the state will face in implementing the Insurance Connector; (3) whether employers will respond by dropping coverage; and (4) whether the financing would be adequate, both immediately and over time. Massachusetts will face challenges, but it offers a model that could be followed elsewhere.
马萨诸塞州最近颁布了一项重大的医疗改革法案,该法案可能会使该州接近全民医疗保险覆盖。我们阐述了该立法背后的一些政治因素以及该法律的关键细节。我们讨论了该计划将面临的四个主要问题:(1)可承受性的定义——个人应承担多少费用,政府应承担多少费用;(2)该州在实施保险连接器时将面临的问题;(3)雇主是否会通过取消保险覆盖来做出回应;(4)融资在当下及长期是否充足。马萨诸塞州将面临挑战,但它提供了一个可供其他地方效仿的模式。