United Kingdom.
Disasters. 2010 Apr;34(2):328-36. doi: 10.1111/j.1467-7717.2009.01131.x. Epub 2009 Oct 26.
Following a major disaster, microfinance institutions (MFIs) often face high levels of bad debt, which may require the institutions to be recapitalised. This paper describes a recapitalisation programme implemented by the SANASA movement of Sri Lanka in 390 microfinance societies following the December 2004 tsunami, and highlights lessons for other similar programmes. MFI recapitalisation is a good use of funds in post-disaster situations. To create successful programmes, donors should expect to relax some of their usual project requirements and MFIs should focus on maintaining credit discipline.
在重大灾难发生后，小额金融机构（MFIs）通常会面临较高水平的不良债务，这可能需要机构进行资本重组。本文介绍了斯里兰卡 SANASA 运动在 2004 年 12 月海啸后对 390 个小额金融协会实施的资本重组计划，并强调了其他类似计划的经验教训。在灾后情况下，小额金融机构资本重组是对资金的有效利用。为了创建成功的计划，捐赠者应该期望放宽一些他们通常的项目要求，而小额金融机构应专注于维持信贷纪律。
