Medicare Policy Project, Kaiser Family Foundation, Washington, DC, USA.
Health Aff (Millwood). 2010 Sep;29(9):1725-33. doi: 10.1377/hlthaff.2009.0962. Epub 2010 Aug 12.
Medicare is not working as well for its eight million disabled beneficiaries under age sixty-five as it is for its older beneficiaries. We report on a 2008 survey that found significant differences between the two Medicare populations, with the younger group experiencing more problems of cost and access. Even with the Medicare Part D prescription drug program, the nonelderly disabled reported greater difficulty in affording medications, and more adverse health consequences as a result. One potential remedy is the Patient Protection and Affordable Care Act. The law includes reforms that could improve access to care and limit out-of-pocket expenses for the nonelderly disabled in Medicare-as well as those who are waiting to become eligible for the program.
医疗保险对其 800 万未满 65 岁的残疾受益人的运作效果不如对其老年受益人的效果好。我们报告了一项 2008 年的调查,发现这两个医疗保险群体之间存在显著差异,年轻群体在成本和获得方面遇到了更多问题。即使有了医疗保险的 D 部分处方药计划,非老年残疾人在负担药物方面仍然更加困难,并且因此导致更多的健康不良后果。一个潜在的补救办法是《患者保护与平价医疗法案》。该法律包括一些改革措施,可以改善非老年残疾人在医疗保险中的医疗服务获取,并限制他们的自付费用,这同样也适用于那些正在等待有资格参加该计划的人。