Smith James P, McArdle John J, Willis Robert
Chair, Labor Markets and Demographic Studies, RAND Corporation.
Econ J (London). 2010 Nov 1;120(549):F363-F380. doi: 10.1111/j.1468-0297.2010.02394.x.
In this paper, we studied the association of cognitive traits and in particular numeracy of both spouses on financial outcomes of the family. We found significant effects, particularly for numeracy for financial and non-financial respondents alike, but much larger effects for the financial decision maker in the family. We also examined who makes these financial decisions in the family and why. Once again, cognitive traits such as numeracy were an important component of that decision with larger effects of numeracy for husbands compared to wives.
在本文中，我们研究了配偶双方的认知特征，尤其是计算能力与家庭财务状况之间的关联。我们发现了显著影响，特别是对于财务和非财务受访者的计算能力而言，但对家庭中的财务决策者影响更大。我们还研究了家庭中由谁做出这些财务决策以及原因。同样，计算能力等认知特征是该决策的重要组成部分，与妻子相比，丈夫的计算能力影响更大。
