Institute of Health Policy and Management, Erasmus University, Rotterdam, The Netherlands Felsenstein Medical Research Center, Tel Aviv University Ramat Aviv, Tel Aviv, Israel Micro Insurance Academy, New Delhi, India.
Trop Med Int Health. 2012 Nov;17(11):1376-85. doi: 10.1111/j.1365-3156.2012.03070.x. Epub 2012 Sep 4.
Non-communicable diseases (NCD) are on the increase in low-income countries, where healthcare costs are paid mostly out-of-pocket. We investigate the financial burden of NCD vs. communicable diseases (CD) among rural poor in India and assess whether they can afford to treat NCD.
We used data from two household surveys undertaken in 2009-2010 among 7389 rural poor households (39 205 individuals) in Odisha and Bihar. All persons from the sampled households, irrespective of age and gender, were included in the analysis. We classify self-reported illnesses as NCD, CD or 'other morbidities' following the WHO classification.
Non-communicable diseases accounted for around 20% of the diseases in the month preceding the survey in Odisha and 30% in Bihar. The most prevalent NCD, representing the highest share in outpatient costs, were musculoskeletal, digestive and cardiovascular diseases. Cardiovascular and digestive problems also generated the highest inpatient costs. Women, older persons and less-poor households reported higher prevalence of NCD. Outpatient costs (consultations, medicines, laboratory tests and imaging) represented a bigger share of income for NCD than for CD. Patients with NCD were more likely to report a hospitalisation.
Patients with NCD in rural poor settings in India pay considerably more than patients with CD. For NCD cases that are chronic, with recurring costs, this would be aggravated. The cost of NCD care consumes a big part of the per person share of household income, obliging patients with NCD to rely on informal intra-family cross-subsidisation. An alternative solution to finance NCD care for rural poor patients is needed.
在医疗费用主要由个人支付的低收入国家,非传染性疾病(NCD)的发病率正在上升。我们调查了印度农村贫困人口中 NCD 与传染性疾病(CD)的经济负担,并评估他们是否有能力治疗 NCD。
我们使用了 2009-2010 年在奥里萨邦和比哈尔邦进行的两项家庭调查的数据,共涉及 7389 户农村贫困家庭(39205 人)。抽样家庭中的所有人员,无论年龄和性别,都包括在分析中。我们根据世卫组织的分类,将自我报告的疾病分为 NCD、CD 或“其他疾病”。
在奥里萨邦,调查前一个月报告的 NCD 约占疾病的 20%,在比哈尔邦则占 30%。最常见的 NCD 是肌肉骨骼、消化和心血管疾病,占门诊费用的比例最高。心血管和消化问题也产生了最高的住院费用。女性、老年人和较富裕的家庭报告的 NCD 患病率更高。门诊费用(咨询、药物、实验室检查和影像学)占 NCD 收入的比例高于 CD。患有 NCD 的患者更有可能住院。
印度农村贫困地区 NCD 患者的支出远远高于 CD 患者。对于慢性、反复发作的 NCD 病例,这一情况将更加严重。NCD 治疗的费用占据了家庭人均收入的很大一部分,迫使 NCD 患者依赖于家庭内部的非正式交叉补贴。需要为农村贫困患者提供 NCD 治疗的替代融资方案。