Department of Applied Social Studies, City University of Hong Kong, Hong Kong, China.
Aging Ment Health. 2013;17(3):386-93. doi: 10.1080/13607863.2012.732036. Epub 2012 Oct 16.
The impacts of four types of pre-retirement planning activities (financial, health, social life, and psychological planning) on retirement adjustment were investigated in a sample of Chinese retirees residing in Hong Kong. This study consisted of two phases of data collection, pre-retirement and post-retirement phases. Pre-retirement planning behaviors and psychological health (including attitudes toward retirement, adjustment to retirement, anxiety toward retirement, psychological well-being (PWB), and psychological distress) six months before and after retirement were measured. The final sample consisted of 90 Hong Kong Chinese retirees. Compared with the pre-retirement phase, retirees exhibited more positive attitudes toward retirement and better adjustment after they had actually retired, whereas their level of anxiety and psychological distress remained low over time. Pre-retirement planning was found to be predictive of changes in psychological health, though its impact was not always positive depending on the type of planning activities. In particular, greater psychological planning was associated with positive attitudes toward retirement and better PWB, whereas more social life planning activities were associated with greater psychological distress. In addition to financial and health planning, psychological planning activities should also be prompted to facilitate a smooth adjustment to retirement.
本研究旨在探讨四种退休前规划活动（财务、健康、社会生活和心理规划）对香港退休人员退休调整的影响。研究包括退休前和退休后两个阶段的数据收集。在退休前六个月和退休后六个月测量退休前规划行为和心理健康（包括退休态度、退休适应、退休焦虑、心理幸福感 (PWB) 和心理困扰）。最终样本由 90 名香港中国退休人员组成。与退休前阶段相比，退休人员在实际退休后表现出更积极的退休态度和更好的适应能力，而他们的焦虑和心理困扰水平随着时间的推移保持较低。退休前规划被发现可以预测心理健康的变化，但它的影响并不总是积极的，这取决于规划活动的类型。具体来说，更多的心理规划与积极的退休态度和更好的 PWB 相关，而更多的社会生活规划活动与更大的心理困扰相关。除了财务和健康规划外，还应鼓励进行心理规划活动，以促进顺利退休。
