Chatterjee Chiradip, Mozumder Pallab
Department of Economics and Geography, Coggin College of Business, Building 42, Room 3405, University of North Florida, 1 UNF Drive, Jacksonville, FL, USA.
Risk Anal. 2014 Jun;34(6):984-96. doi: 10.1111/risa.12196. Epub 2014 Mar 27.
Risk information is critical to adopting mitigation measures, and seeking risk information is influenced by a variety of factors. An essential component of the recently adopted My Safe Florida Home (MSFH) program by the State of Florida is to provide homeowners with pertinent risk information to facilitate hurricane risk mitigation activities. We develop an analytical framework to understand household preferences for hurricane risk mitigation information through allowing an intensive home inspection. An empirical analysis is used to identify major drivers of household preferences to receive personalized information regarding recommended hurricane risk mitigation measures. A variety of empirical specifications show that households with home insurance, prior experience with damages, and with a higher sense of vulnerability to be affected by hurricanes are more likely to allow inspection to seek information. However, households with more members living in the home and households who live in manufactured/mobile homes are less likely to allow inspection. While findings imply MSFH program's ability to link incentives offered by private and public agencies in promoting mitigation, households that face a disproportionately higher level of risk can get priority to make the program more effective.
风险信息对于采取缓解措施至关重要，而寻求风险信息会受到多种因素的影响。佛罗里达州最近采用的“我的安全佛罗里达家园”（MSFH）计划的一个重要组成部分是向房主提供相关风险信息，以促进飓风风险缓解活动。我们通过进行深入的房屋检查，建立了一个分析框架来了解家庭对飓风风险缓解信息的偏好。实证分析用于确定家庭偏好接收有关推荐的飓风风险缓解措施的个性化信息的主要驱动因素。各种实证规格表明，拥有房屋保险、有过损失经历以及对受飓风影响的脆弱感较高的家庭更有可能允许检查以获取信息。然而，家中居住成员较多的家庭以及居住在预制/移动房屋中的家庭不太可能允许检查。虽然研究结果表明MSFH计划有能力将私营和公共机构提供的激励措施联系起来以促进缓解工作，但面临风险水平过高的家庭可以优先获得该计划，以使该计划更有效。
