1 Health Outcomes Research and Policy, Harrison School of Pharmacy, Auburn University, Auburn, Alabama.
J Manag Care Spec Pharm. 2016 Sep;22(9):1039-45. doi: 10.18553/jmcp.2016.22.9.1039.
Many Medicare beneficiaries have limited income and report problems paying for their medications. Programs are available to assist these low-income individuals. However, these programs are underused because of lack of general awareness and perceived complexity of program applications.
To (a) determine the frequency of encounters by pharmacists with Medicare beneficiaries who cannot afford prescription drugs; (b) identify strategies that pharmacists use to assist Medicare beneficiaries who cannot afford prescription drugs; and (c) explore what pharmacists know about programs for Medicare beneficiaries with limited income.
This study used a mixed-mode survey of 350 randomly sampled community pharmacies located in 32 counties in Alabama with a high proportion of Medicare beneficiaries who were potentially eligible for low-income subsidy programs. Measures included frequency of encounters by pharmacists with Medicare beneficiaries who could not afford their medications, strategies used to assist Medicare beneficiaries, and pharmacists' knowledge of programs for Medicare beneficiaries with limited income.
Of 350 surveys sent, 12 were nondeliverable, and 151 were completed (response rate=44.6%). About 50% of respondents reported encountering Medicare beneficiaries who could not afford their medications at least weekly. Various strategies were reported, including refiling claims that were previously denied every day (40.7%), contacting insurance companies at least once per week (43.2%), and loaning medications at least 2-3 times per month (29.1%). Only 12.6% reported referring beneficiaries to the Aging and Disability Resource Centers (ADRCs) to assess eligibility for limited-income programs. When asked about programs for beneficiaries with limited income, the answers were predominantly "don't know for sure."
Several strategies were used by pharmacists in an attempt to help limited-income Medicare beneficiaries obtain their medications. Lack of knowledge about financial assistance programs for limited-income individuals and the role of ADRCs in helping to screen individuals for benefits and complete applications warrants immediate attention. Improving pharmacists' knowledge on this topic may be an effective mechanism for providing a long-term solution for their patients.
This study was funded by the Alabama Department of Senior Services. The sponsor played no active role in the design, methods, data collection, analysis, or preparation of this manuscript. The authors have nothing to disclose. This paper was presented at the American Pharmacists Association meeting in Baltimore, Maryland, in 2016. Study concept and design were contributed by Westrick. Hastings and McFarland were responsible for data collection, along with Westrick. Data interpretation was performed by Westrick, L. Hohmann, and Hastings, with assistance from McFarland. All authors were involved with manuscript preparation.
许多医疗保险受益人收入有限,并报告在支付药物费用方面存在问题。有各种项目可以帮助这些低收入人群。然而,由于缺乏普遍认识和对项目申请的复杂性的认知,这些项目的使用率很低。
(a)确定药剂师与无力支付处方药的医疗保险受益人的接触频率;(b)确定药剂师协助无力支付处方药的医疗保险受益人的策略;(c)探索药剂师对有有限收入的医疗保险受益人的项目的了解。
本研究使用了一种混合模式的问卷调查,调查对象是位于阿拉巴马州 32 个县的 350 家随机抽样的社区药店,这些县的医疗保险受益人中有很大一部分可能有资格获得低收入补贴项目。衡量标准包括药剂师与无力支付药物的医疗保险受益人的接触频率、协助医疗保险受益人的策略,以及药剂师对有有限收入的医疗保险受益人的项目的了解。
在寄出的 350 份调查中,有 12 份无法投递,有 151 份完成(回应率为 44.6%)。约 50%的受访者报告称,他们每周至少会遇到一次无力支付药物的医疗保险受益人。报告了各种策略,包括每天重新提交之前被拒绝的索赔(40.7%)、每周至少联系保险公司一次(43.2%),以及每月至少 2-3 次贷款药物(29.1%)。只有 12.6%的受访者表示会将受益人的情况转介到老龄化和残疾资源中心(ADRCs),以评估其是否有资格参加低收入项目。当被问及有限收入受益人的项目时,答案主要是“不确定”。
药剂师采用了几种策略来帮助无力支付药物的有限收入医疗保险受益人获得药物。缺乏对有限收入个人的财务援助计划以及 ADRC 在帮助筛选个人受益和完成申请方面的作用的了解,这是一个亟待解决的问题。提高药剂师在这一主题上的知识可能是为他们的患者提供长期解决方案的有效机制。
本研究由阿拉巴马州老年人服务部资助。赞助商在设计、方法、数据收集、分析或准备这份手稿方面没有任何积极作用。作者没有任何要披露的内容。本文在 2016 年于马里兰州巴尔的摩举行的美国药剂师协会会议上发表。Westrick 提出了研究概念和设计。Hastings 和 McFarland 负责数据收集,Westrick 也参与了这一过程。数据解释由 Westrick、L. Hohmann 和 Hastings 进行,McFarland 提供了协助。所有作者都参与了手稿的准备。