Vignoli Daniele, Tanturri Maria Letizia, Acciai Francesco
Department of Statistics, Informatics, Applications (DiSIA), University of Florence, viale Morgagni 59, 50134 Florence, Italy.
Department of Statistical Sciences, University of Padova, Via C. Battisti 241, 35121 Padova, Italy.
Genus. 2016;72(1):9. doi: 10.1186/s41118-016-0014-y. Epub 2016 Nov 10.
Homeownership is the most important asset among the elderly in Europe, but very little is known about gender and living arrangement differences in this domain. This paper aims at exploring patterns of exclusion from homeownership among middle-aged and older Europeans from a gender perspective, and with a special focus on their household composition. The analysis is based on the fourth wave of the "Survey of Health, Aging and Retirement in Europe" and includes a sub-sample of about 56,000 individuals aged 50 or over, living in 16 European countries. We estimated a set of multinomial logit models to examine the probability of being either tenant or rent-free occupiers versus homeowners. Our findings show that women are generally more likely to be excluded from homeownership than men. Nevertheless, a closer look suggests that the gender gap in homeownership is essentially generated by compositional differences between men and women, with the most relevant factor being household type. Older women are almost as twice as likely as men to live alone, which is associated-other things being equal-with a particular low likelihood to be homeowners virtually in every European country.
在欧洲，自有住房是老年人最重要的资产，但在这一领域，关于性别和居住安排差异的了解却非常少。本文旨在从性别视角探讨欧洲中老年人在自有住房方面的排斥模式，并特别关注他们的家庭构成。分析基于“欧洲健康、老龄化和退休调查”的第四波数据，包括居住在16个欧洲国家的约56000名50岁及以上个体的子样本。我们估计了一组多项logit模型，以检验成为租户或免租金居住者与自有住房者的概率。我们的研究结果表明，女性通常比男性更有可能被排除在自有住房之外。然而，仔细观察表明，自有住房方面的性别差距基本上是由男女之间的构成差异造成的，最相关的因素是家庭类型。老年女性独居的可能性几乎是男性的两倍，在其他条件相同的情况下，这几乎在每个欧洲国家都与成为自有住房者的可能性特别低相关。
