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2013年美国10个最大都市区私营部门雇主提供的医疗保险的参保率、登记率、保费及员工缴费情况

Offer Rates, Enrollment Rates, Premiums, and Employee Contributions for Employer-Sponsored Health Insurance in the Private Sector for the 10 Largest Metropolitan Areas, 2013

作者信息

Kashihara David

Abstract

Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2013 Medical Expenditure Panel Survey (MEPS-IC), approximately 96.7 million of the 113.9 million employees in the private sector worked in firms where the employer offered health insurance. Of those employees who worked where health insurance was offered, approximately 56.3 million were enrolled. This Statistical Brief presents average offer and enrollment rates as well as premiums and employee contributions to premiums for single, employee-plus-one, and family coverage sponsored by private-sector employers in the 10 largest metropolitan areas of the United States: New York, Los Angeles, Chicago, Dallas-Fort Worth, Houston, Philadelphia, Washington D.C., Miami-Fort Lauderdale, Atlanta, and Boston (listed from largest to smallest). These estimates are compared to national averages for the private sector. The estimates for employer-sponsored health insurance vary considerably by geographic area. The MEPS-IC also collects information from state and local governments, but those data are not included in this Brief. Only those estimates with a statistically significant difference from the national average at the 0.05 significance level are noted in this text.

摘要

雇主为在职员工提供的医疗保险是美国医疗保险覆盖的主要来源之一。根据2013年医疗支出小组调查保险部分(MEPS - IC)的数据,在1.139亿私营部门员工中,约9670万人所在的公司雇主提供医疗保险。在那些雇主提供医疗保险的工作场所工作的员工中,约5630万人参保。本统计简报列出了美国10个最大都市区(按从大到小排列为纽约、洛杉矶、芝加哥、达拉斯 - 沃思堡、休斯顿、费城、华盛顿特区、迈阿密 - 劳德代尔堡、亚特兰大、波士顿)私营部门雇主提供的单人、员工加配偶和家庭保险的平均提供率、参保率以及保费和员工保费缴纳情况。这些估计值与私营部门的全国平均水平进行了比较。雇主提供的医疗保险估计值因地理区域而异。MEPS - IC也从州和地方政府收集信息,但这些数据未包含在本简报中。本文仅注明那些在0.05显著性水平上与全国平均水平有统计学显著差异的估计值。

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