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加利福尼亚州覆盖未参保人群的努力:成功、基石和挑战。

California's Efforts To Cover The Uninsured: Successes, Building Blocks, And Challenges.

机构信息

Walter A. Zelman (

Lucien Wulsin is founder and former executive director of the Insure the Uninsured Project, in Los Angeles.

出版信息

Health Aff (Millwood). 2018 Sep;37(9):1358-1366. doi: 10.1377/hlthaff.2018.0475.

Abstract

During the last century, California policy makers tried multiple approaches to achieve the goal of affordable health coverage for all: employer and individual requirements, single payer, and hybrids. All failed, primarily because of the amount of financing needed to cover the large numbers of uninsured Californians and the supermajority vote requirements for tax increases. These failures, however, provided important lessons for state and national reform efforts. More immediate success was achieved with incremental reforms, such as child health insurance, Medicaid section 1115 waivers, and the creation of purchasing pools. These reforms, as well as the experience derived from the broader coverage expansion efforts, contributed to the intellectual and policy frameworks that underlay major national reforms and created building blocks for the state's successful implementation of the Affordable Care Act. That act allowed California to meet its greatest need: the financing required to make a truly sizable dent in the numbers of uninsured Californians.

摘要

在上个世纪,加利福尼亚州的政策制定者尝试了多种方法来实现为所有人提供负担得起的医疗保险的目标:雇主和个人的要求、单一支付者和混合模式。所有这些都失败了,主要是因为需要筹集大量资金来覆盖大量没有保险的加利福尼亚人,以及增加税收的超级多数投票要求。然而,这些失败为州和国家的改革努力提供了重要的经验教训。通过渐进式改革,如儿童医疗保险、医疗补助第 1115 条豁免以及购买池的创建,取得了更直接的成功。这些改革以及从更广泛的覆盖范围扩大努力中获得的经验,为主要的国家改革提供了智力和政策框架,并为该州成功实施《平价医疗法案》奠定了基础。该法案使加利福尼亚州能够满足其最大的需求:为真正显著减少没有保险的加利福尼亚人数量所需的资金。

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