Soc Work. 2019 Oct 31;64(4):311-320. doi: 10.1093/sw/swz034.
As the social work field increasingly recognizes economic abuse within intimate partner relationships, the field has developed financial empowerment programs to empower survivors for their financial future. Although research has demonstrated the effectiveness of financial literacy programs, there are barriers to their implementation in the field. Studies have explored, from the perspective of advocates, best practices in incorporating financial literacy into services; however, no studies have explored implementation approaches from the perspective of survivors. This study explores, from the perspective of 34 survivors, approaches for implementing financial literacy programming. Participants described their understanding of financial empowerment as being in charge of finances, having financial power, and not having to endure the struggle. To counter financial disempowerment, participants identified the need for financial confidence, knowledge, and tools. Participants shared their strategies for saving money, though many participants reported barriers to using banks as savings tools. Almost all participants stressed the importance of financial literacy services for survivors, especially around banking, credit, and debt. Finally, participants shared recommendations for job readiness and training programming. Findings have implications for domestic violence and broader social work organizations implementing financial empowerment services. Social workers can support financial empowerment efforts through program development and research efforts.
随着社会工作领域越来越多地认识到亲密伴侣关系中的经济虐待问题，该领域已经开发了经济赋权计划，以使幸存者能够为自己的财务未来而奋斗。尽管研究已经证明了金融扫盲计划的有效性，但在该领域实施这些计划存在障碍。研究从倡导者的角度探讨了将金融扫盲纳入服务的最佳实践；然而，没有研究从幸存者的角度探讨实施方法。本研究从 34 名幸存者的角度探讨了实施金融扫盲计划的方法。参与者描述了他们对财务赋权的理解，即掌管财务、拥有财务权力，并且不必忍受挣扎。为了对抗财务剥夺，参与者认为需要有财务信心、知识和工具。参与者分享了他们省钱的策略，但许多参与者报告说，使用银行作为储蓄工具存在障碍。几乎所有参与者都强调了为幸存者提供金融扫盲服务的重要性，尤其是在银行、信贷和债务方面。最后，参与者分享了对就业准备和培训计划的建议。研究结果对实施经济赋权服务的家庭暴力和更广泛的社会工作组织具有启示意义。社会工作者可以通过项目开发和研究工作来支持经济赋权工作。
