Rutgers University, New Brunswick, NJ, USA.
Safe Horizon, New York, NY, USA.
J Interpers Violence. 2020 Aug;35(15-16):3011-3033. doi: 10.1177/0886260517706761. Epub 2017 May 3.
Experiencing intimate partner violence (IPV) and financial hardship are often intertwined. The dynamics of an abusive relationship may include economic abuse tactics that compromise a survivor's ability to work, pursue education, have access to financial resources, and establish financial skills, knowledge, and security. An increasingly common goal among programs serving IPV survivors is increasing financial empowerment through financial literacy. However, providing financial education alone may not be enough to improve financial behaviors. Psychological factors also play a role when individuals make financial choices. Economic self-efficacy focuses on the individual's perceived ability to perform economic or financial tasks, and may be considered a primary influence on one's ability to improve financial decisions and behaviors. The current study tests the reliability and validity of a Scale of Economic Self-Efficacy with a sample of female survivors of IPV. This study uses a calibration and validation analysis model including full and split-sample exploratory and confirmatory factor analyses, assesses for internal consistency, and examines correlation coefficients between economic self-efficacy, economic self-sufficiency, financial strain, and difficulty living with income. Findings indicate that the 10-item, unidimensional Scale of Economic Self-Efficacy demonstrates strong reliability and validity among this sample of IPV survivors. An ability to understand economic self-efficacy could facilitate individualized service approaches and allow practitioners to better support IPV survivors on their journey toward financial empowerment. Given the increase in programs focused on assets, financial empowerment, and economic well-being, the Scale of Economic Self-Efficacy has potential as a very timely and relevant tool in the design, implementation, and evaluation of such programs, and specifically for programs created for IPV survivors.
遭受亲密伴侣暴力（IPV）和经济困难常常相互交织。虐待关系的动态可能包括经济虐待策略，这些策略会损害幸存者工作、接受教育、获得财务资源以及建立财务技能、知识和保障的能力。为 IPV 幸存者提供服务的项目中，越来越常见的目标是通过金融扫盲来增强经济权能。然而，仅提供金融教育可能不足以改善财务行为。个人做出财务选择时，心理因素也起着作用。经济自我效能感侧重于个人对执行经济或金融任务的感知能力，并且可以被认为是对个人改善财务决策和行为能力的主要影响因素。本研究使用一个包含 IPV 女性幸存者样本的量表测试经济自我效能感的可靠性和有效性。本研究采用校准和验证分析模型，包括全样本和拆分样本的探索性和验证性因素分析，评估内部一致性，并研究经济自我效能感、经济自给能力、财务压力和收入生活困难之间的相关系数。研究结果表明，该 10 项、单一维度的经济自我效能感量表在 IPV 幸存者样本中具有较强的可靠性和有效性。了解经济自我效能感的能力可以促进个性化服务方法，并使从业者能够更好地在 IPV 幸存者走向经济赋权的道路上为其提供支持。鉴于越来越多的项目专注于资产、经济赋权和经济福祉，经济自我效能感量表具有作为此类项目（特别是为 IPV 幸存者创建的项目）的设计、实施和评估的非常及时和相关工具的潜力。
