美国助听器的可负担性
Hearing aid affordability in the United States.
作者信息
Jilla Anna Marie, Johnson Carole E, Huntington-Klein Nick
机构信息
Department of Communication Sciences and Disorders, University of Oklahoma Health Sciences Center, Oklahoma City, OK, USA.
Department of Economics, Seattle University, Seattle, WA, USA.
出版信息
Disabil Rehabil Assist Technol. 2023 Apr;18(3):246-252. doi: 10.1080/17483107.2020.1822449. Epub 2020 Oct 28.
PURPOSE
Substantial out-of-pocket costs for hearing aids constitute a barrier to hearing health care accessibility for older adults among whom prevalence of hearing loss is high. This study is the first to estimate the proportion of Americans with functional hearing loss for which out-of-pocket expenditures for hearing aids would be unaffordable at current average costs and determine how affordability varies by sociodemographic factors.
MATERIALS AND METHODS
We utilized data from the 2016 American Community Survey to determine the proportion of adults with functional hearing loss for whom hearing aids would constitute ≥3% of annual income or have post-purchase income below a poverty standard. Chi-square tests were used to identify differences in affordability outcomes by sociodemographic characteristics.
RESULTS
Results indicated that an average bundled cost of $2500 would constitute a catastrophic expense for 77% of Americans with functional hearing loss ( = 7,872,292) and would add an additional 4% of the population into poverty for the year ( = 423,548). Affordability outcomes varied significantly by age, race, sex, educational attainment and geographic location.
CONCLUSIONS
Hearing aids were unaffordable for three-fourths of Americans with functional hearing loss, and their purchase would result in impoverishment for hundreds of thousands of individuals. Reductions in out-of-pocket hearing aid costs to $500 or $1000 would alleviate affordability issues for many Americans with hearing loss. Future federal and state policy should address poor rates of insurance coverage for hearing care, specifically among Medicare and Medicaid, to reduce out-of-pocket costs for hearing care particularly for older adults.Implications for rehabilitationAn average out-of-pocket hearing care cost of $2500 was unaffordable for over three quarters of Americans with functional hearing loss.Hearing care affordability varied significantly by demographic characteristics such as age, sex, gender, educational attainment and geographic region.Affordability constitutes a significant barrier to hearing care accessibility in the United States, where most costs of hearing aids and rehabilitation are statutorily excluded from insurance coverage, including the largest insurer of Americans, Medicare.
目的
助听器高昂的自付费用成为听力保健可及性的障碍,而老年人听力损失患病率较高。本研究首次估算了功能性听力损失的美国人中,按当前平均成本计算,自付助听器费用难以承受的比例,并确定可承受性如何因社会人口因素而异。
材料与方法
我们利用2016年美国社区调查的数据,确定功能性听力损失的成年人中,助听器费用占年收入≥3%或购买后收入低于贫困标准的比例。采用卡方检验确定社会人口特征在可承受性结果方面的差异。
结果
结果表明,2500美元的平均捆绑成本对77%的功能性听力损失美国人(n = 7,872,292)来说将构成灾难性支出,并且会使当年贫困人口增加4%(n = 423,548)。可承受性结果因年龄、种族、性别、教育程度和地理位置而有显著差异。
结论
四分之三功能性听力损失的美国人无力承担助听器费用,购买助听器会导致数十万人陷入贫困。将助听器自付费用降至500美元或1000美元将缓解许多听力损失美国人的可承受性问题。未来联邦和州政策应解决听力保健保险覆盖率低的问题,尤其是在医疗保险和医疗补助计划中,以降低听力保健的自付费用,特别是老年人的费用。
对康复的启示
平均2500美元的自付听力保健费用对超过四分之三功能性听力损失的美国人来说难以承受。
听力保健的可承受性因年龄、性别、教育程度和地理区域等人口特征而有显著差异。
在美国,可承受性是听力保健可及性的重大障碍,在美国,助听器和康复的大部分费用在法律上被排除在保险范围之外,包括美国最大的保险公司医疗保险。