Capital University of Economics and Business, Beijing, China.
Front Public Health. 2022 Apr 29;10:879342. doi: 10.3389/fpubh.2022.879342. eCollection 2022.
Many firms in the modern world utilize m-banking systems to communicate with their consumers. The word m-banking refers to a widespread method of providing financial services and localization to customers. Since m-banking is important to both banks and users, it has been included in numerous literary works. As a result, embracing financial services the m-banking platform is critical. This article's technique is mostly descriptive research that investigates common views, current situations, modern tactics, tangible emerging consequences, etc. The main objective here is to analyze the benefits of this study by investigating the past. Since this article analyzes what exists and is descriptive, the data is being retrieved by conducting a cross-sectional survey method about different features that are relevant by sampling the population. The main aim of this study is to explore the adoption of mobile banking technology by consumers. Based on the values of different variables such as affective commitment (AC), transaction convenience (TC), perceived ease of use (PEU), perceived reliability (PR), pre and post benefits (PPB), service, system, and information quality (SSIQ), bank trust (BT), and profitability (P), the inter-relationship between them and the adoption of m-banking technique by the users in banking technology. The model is investigated by examining the hypothesis and identifying the relationship that exists between these different parameters. A simple linear regression method is implemented using the Statistical Package for the Social Sciences (SPSS) software.
现代世界许多公司都利用移动银行系统与其消费者进行沟通。m-banking 这个词是指为客户提供金融服务和本地化的一种广泛方法。由于 m-banking 对银行和用户都很重要,因此它已经包含在许多文学作品中。因此,采用金融服务——m-banking 平台至关重要。本文的研究方法主要是描述性研究,探讨了普遍观点、现状、现代策略、有形新兴后果等。主要目的是通过研究过去来分析这项研究的好处。由于本文分析了现有的情况并且是描述性的,因此通过对相关的不同特征进行横断面调查方法来检索数据,通过对人群进行抽样来获取数据。本研究的主要目的是探索消费者对移动银行技术的采用。基于不同变量的价值,如情感承诺(AC)、交易便利性(TC)、感知易用性(PEU)、感知可靠性(PR)、前后收益(PPB)、服务、系统和信息质量(SSIQ)、银行信任(BT)和盈利能力(P),研究这些不同参数之间的相互关系以及用户在银行业技术中对 m-banking 技术的采用。通过检验假设并确定这些不同参数之间存在的关系,来研究该模型。使用社会科学统计软件包(SPSS)软件实现了简单线性回归方法。