School of Economics and Management, Southeast University, Nanjing, 211189, China.
School of Management, Nanjing University of Posts and Telecommunications, Nanjing, 210003, China.
Environ Sci Pollut Res Int. 2022 Nov;29(53):80871-80881. doi: 10.1007/s11356-022-21438-w. Epub 2022 Jun 21.
The impact of green credit on banks has been widely verified. This paper systematically combs the internal mechanism of the impact of green credit on high-quality sustainable development of banks and studies the relationship between green credit and high-quality sustainable development of banks by using unbalanced panel data of Chinese listed banks from 2007 to 2019. The results show that green credit will significantly promote high-quality sustainable development of banks, which remains valid after controlling for relevant variables and robustness test. The further test results show that the impact of green credit on high-quality sustainable development of banks will be affected by green environment supervision and monetary policy. Green environment supervision and loose monetary policy promote the positive impact of green credit on high-quality sustainable development of banks. The heterogeneity test results show that the impact of green credit on high-quality sustainable development of banks is significantly different among banks with different business scope and different size, and the positive impact of green credit on high-quality sustainable development of small-scale banks and regional banks is more significant. This paper enriches the research of the impact of green credit on banks.
绿色信贷对银行的影响已得到广泛验证。本文系统梳理了绿色信贷对银行高质量可持续发展影响的内在作用机制，利用 2007-2019 年中国上市银行非平衡面板数据，实证检验了绿色信贷与银行高质量可持续发展之间的关系。结果表明，绿色信贷显著促进了银行的高质量可持续发展，在控制相关变量和稳健性检验后结论依然成立。进一步的检验结果表明，绿色信贷对银行高质量可持续发展的影响会受到绿色环境监管和货币政策的影响。绿色环境监管和宽松的货币政策会促进绿色信贷对银行高质量可持续发展的积极影响。异质性检验结果表明，绿色信贷对不同规模和经营范围银行的高质量可持续发展的影响存在显著差异，绿色信贷对小规模银行和区域性银行高质量可持续发展的正向促进作用更为显著。本文丰富了绿色信贷对银行影响的相关研究。
