Awais Muhammad, Ullah Naeem, Sulehri Numair Ahmad, Thas Thaker Mohamed Asmy Bin Mohd, Mohsin Muhammad
Department of Economics and Finance, Faculty of Management Sciences, Foundation University School of Science and Technology, Rawalpindi, Pakistan.
Department of Business Administration, Faculty of Management Sciences, Foundation University School of Science and Technology, Rawalpind, Pakistan.
Front Psychol. 2022 Jun 29;13:884532. doi: 10.3389/fpsyg.2022.884532. eCollection 2022.
Corporate governance is a set of rules, regulations, procedures, processes, and practices through which an organization is controlled and directed. The present study aimed to examine the monitoring methods used in Islamic banking, including standardized measures for better performance, an individual's aptitude towards Islamic financial markets, risk propensity, and the level of efficiency of the Islamic banking industry in Pakistan and Malaysia. There is room to improve monitoring systems for Islamic banking operations and standardized measures could improve efficiency, leading to more sustainable performance. The study uses a self-developed semi-structured scale based on literature and expert interviews, after content and context validity to gain a wide range of diverse information. In Pakistan and Malaysia, individuals' perceptions are different because of differences in the banking environment and preferences. Eventually, the Islamic banking growth rate may differ in Pakistan and Malaysia. Thus, there should be regular monitoring to improve banking performance. Similarly, standardized measures for Islamic banking operations and governance performance in Pakistan and Malaysia will result in more sustainable performance. The antecedents of Islamic corporate governance could be improved to enhance banking performance, which helps individuals make decisions based on available product information. The business growth of the banking industry is based on convenient monitoring policies, standardized performance measures, and, most importantly, excellent corporate governance mechanisms. Improved monitoring measures will further enhance these business operations.
公司治理是一套规则、条例、程序、流程和做法，通过这些来控制和指导一个组织。本研究旨在考察伊斯兰银行业所采用的监督方法，包括提高绩效的标准化措施、个人对伊斯兰金融市场的资质、风险倾向以及巴基斯坦和马来西亚伊斯兰银行业的效率水平。伊斯兰银行业务的监督系统仍有改进空间，标准化措施能够提高效率，带来更具可持续性的业绩。该研究在内容和上下文效度之后，采用基于文献和专家访谈自行开发的半结构化量表，以获取广泛多样的信息。在巴基斯坦和马来西亚，由于银行环境和偏好的差异，个人认知也有所不同。最终，巴基斯坦和马来西亚的伊斯兰银行增长率可能会有所差异。因此，应该进行定期监督以提高银行业绩。同样，巴基斯坦和马来西亚伊斯兰银行业务及治理绩效的标准化措施将带来更具可持续性的业绩。可以改进伊斯兰公司治理的先行因素以提高银行业绩，这有助于个人根据可得的产品信息做出决策。银行业的业务增长基于便利的监督政策、标准化的绩效衡量标准，以及最重要的，出色的公司治理机制。改进后的监督措施将进一步提升这些业务运营。
