School of Computer and Information Engineering, Xiamen University of Technology, Xiamen, 361024, China.
School of Electromechanical and Information Engineering, Putian University, Putian, 351100, China.
BMC Med Inform Decis Mak. 2023 Apr 6;23(1):62. doi: 10.1186/s12911-023-02152-0.
With the rapid growth of healthcare services, health insurance fraud detection has become an important measure to ensure efficient use of public funds. Traditional fraud detection methods have tended to focus on the attributes of a single visit and have ignored the behavioural relationships of multiple visits by patients.
We propose a health insurance fraud detection model based on a multilevel attention mechanism that we call MHAMFD. Specifically, we use an attributed heterogeneous information network (AHIN) to model different types of objects and their rich attributes and interactions in a healthcare scenario. MHAMFD selects appropriate neighbour nodes based on the behavioural relationships at different levels of a patient's visit. We also designed a hierarchical attention mechanism to aggregate complex semantic information from the interweaving of different levels of behavioural relationships of patients. This increases the feature representation of objects and makes the model interpretable by identifying the main factors of fraud.
Experimental results using real datasets showed that MHAMFD detected health insurance fraud with better accuracy than existing methods.
Experiment suggests that the behavioral relationships between patients' multiple visits can also be of great help to detect health care fraud. Subsequent research fraud detection methods can also take into account the different behavioral relationships between patients.
随着医疗保健服务的快速发展,医疗保险欺诈检测已成为确保公共资金有效使用的重要措施。传统的欺诈检测方法往往侧重于单次就诊的属性,而忽略了患者多次就诊的行为关系。
我们提出了一种基于多层次注意力机制的医疗保险欺诈检测模型,称为 MHAMFD。具体来说,我们使用有属性的异构信息网络(AHIN)来对医疗场景中的不同类型的对象及其丰富的属性和交互进行建模。MHAMFD 根据患者就诊的不同层次的行为关系选择合适的邻居节点。我们还设计了一个层次化注意力机制,以从患者不同层次的行为关系的交织中聚合复杂的语义信息。这增加了对象的特征表示,并且通过识别欺诈的主要因素,使模型具有可解释性。
使用真实数据集进行的实验结果表明,MHAMFD 比现有方法更准确地检测医疗保险欺诈。
实验表明,患者多次就诊之间的行为关系也可以极大地帮助检测医疗保健欺诈。后续的欺诈检测方法也可以考虑患者之间的不同行为关系。