Pranajaya Eko, Alexandri Mohammad Benny, Chan Arianis, Hermanto Bambang
Department of Business Administration, Faculty of Social and Political Science, Padjadjaran University, Indonesia.
Heliyon. 2024 Feb 5;10(3):e25779. doi: 10.1016/j.heliyon.2024.e25779. eCollection 2024 Feb 15.
This study delves into the contemporary landscape of potential financial inclusion in investment decision-making, leveraging bibliometric research methods. Analyzing 161 publications from the Scopus database (2006-2023), the authors employ performance analysis and scientific mapping tools, including VOSviewer and Biblioshiny R studio. Through co-citation analysis, bibliographic coupling, co-occurrence of keywords analysis, thematic mapping, and thematic evolution analysis, the study uncovers the essential characteristics of the research field. The Result underscores that Innovative financial technologies are positioned as enablers of financial inclusion, with fintech's potential to drive positive social impact. The findings underscore that fostering financial literacy, addressing challenges in fintech adoption, and supporting entrepreneurship are crucial for maximizing the benefits of financial technologies. Overall, the study advocates for a comprehensive approach that combines financial inclusion, individual attitudes, and expertise, and fintech innovation to enhance access to financial services and expand investment opportunities for a more inclusive and prosperous economic landscape. However, the study acknowledges limitations, such as reliance on a single database and exclusion of specific keywords, urging a more inclusive approach to ensure a comprehensive understanding of relevant literature in this dynamic field.
本研究利用文献计量研究方法,深入探讨了投资决策中潜在金融包容性的当代格局。作者分析了Scopus数据库(2006 - 2023年)中的161篇出版物,运用了绩效分析和科学绘图工具,包括VOSviewer和Biblioshiny R工作室。通过共被引分析、文献耦合、关键词共现分析、主题映射和主题演化分析,该研究揭示了该研究领域的基本特征。结果强调,创新金融技术被定位为金融包容性的推动者,金融科技有潜力产生积极的社会影响。研究结果强调,提高金融素养、应对金融科技采用中的挑战以及支持创业对于最大化金融技术的益处至关重要。总体而言,该研究倡导一种综合方法,将金融包容性、个人态度和专业知识以及金融科技创新相结合,以增加金融服务的可及性,并为更具包容性和繁荣的经济格局扩大投资机会。然而,该研究承认存在局限性,如依赖单一数据库和排除特定关键词,敦促采用更具包容性的方法,以确保全面理解这一动态领域的相关文献。