Trends in Health Insurance at Private Employers, 2008–2022

Employer-sponsored insurance is the primary source of health insurance coverage for individuals under the age of 65. This Statistical Brief uses private-sector national tables data from the Medical Expenditure Panel Survey-Insurance Component (MEPS-IC) to describe trends in employer coverage, premiums, and deductibles from 2008 to 2022. The MEPS-IC is an annual survey of private employers and state and local governments. It is designed to be representative of all 50 states and the District of Columbia. This Statistical Brief describes trends and patterns in employer-sponsored insurance for private-sector employees overall and by three firm size categories: fewer than 50 employees (small firms), 50 to 99 employees (medium-sized firms), and 100 or more employees (large firms). All differences discussed in the text are at the 0.05 significance level or better. All dollar estimates are nominal (not adjusted for inflation).