Michelle L. Arnold and Madison Dowdy are with the Department of Communication Sciences & Disorders, University of South Florida, Tampa. Brianna J. Heslin and Stacie P. Kershner are with the Center for Law, Health & Society, Georgia State University College of Law, Atlanta. Serena Phillips and Michael F. Pesko are with the Department of Economics, College of Arts and Science, University of Missouri, Columbia. Brandy Lipton is with the Program in Public Health, University of California, Irvine.
Am J Public Health. 2024 Apr;114(4):407-414. doi: 10.2105/AJPH.2023.307551.
To produce a database of private insurance hearing aid mandates in the United States and quantify the share of privately insured individuals covered by a mandate. We used health-related policy surveillance methods to create a database of private insurance hearing aid mandates through January 2023. We coded salient features of mandates and combined policy data with American Community Survey and Medicare Expenditure Panel Survey-Insurance Component data to estimate the share of privately insured US residents covered by a mandate from 2008 to 2022. A total of 26 states and 1 territory had private insurance hearing aid mandates. We found variability for mandate exceptions, maximum age eligibility, allowable frequency of benefit use, and coverage amounts. Between 2008 and 2022 the proportion of privately insured youths (aged ≤ 18 years) living where there was a private insurance hearing aid mandate increased from 3.4% to 18.7% and the proportion of privately insured adults (19-64 years) increased from 0.3% to 4.6%. Hearing aid mandates cover a small share of US residents. Mandate exceptions in several states limit coverage, particularly for adults. A federal mandate would improve hearing aid access. States can also improve access by adopting exception-free mandates with limited utilization management and no age restrictions. ( 2024;114(4):407-414. https://doi.org/10.2105/AJPH.2023.307551).
为了生成一份美国私人保险助听器授权的数据库,并量化受授权覆盖的私人保险个人份额。我们使用与健康相关的政策监测方法,通过 2023 年 1 月创建了一份私人保险助听器授权数据库。我们对授权的显著特征进行了编码,并将政策数据与美国社区调查和医疗保险支出面板调查-保险部分数据相结合,以估计 2008 年至 2022 年期间受私人保险授权覆盖的美国居民的份额。共有 26 个州和 1 个地区有私人保险助听器授权。我们发现授权例外、最大年龄资格、允许的福利使用频率和覆盖金额存在差异。2008 年至 2022 年,私人保险青年(≤18 岁)的比例从 3.4%增加到 18.7%,私人保险成年人(19-64 岁)的比例从 0.3%增加到 4.6%,他们居住在有私人保险助听器授权的地方。助听器授权仅覆盖美国居民的一小部分。几个州的授权例外限制了覆盖范围,特别是对成年人而言。联邦授权将改善助听器的可及性。各州还可以通过采用无例外、有限利用管理且无年龄限制的授权来提高可及性。(2024;114(4):407-414. https://doi.org/10.2105/AJPH.2023.307551)。