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退休过渡阶段的生活方式规划。

Lifestyle Planning in the Transition to Retirement.

作者信息

Hutchinson S L

机构信息

School of Health and Human Performance, Dalhousie University, Halifax, Nova Scotia, Canada.

出版信息

JAR Life. 2024 May 13;13:30-32. doi: 10.14283/jarlife.2024.4. eCollection 2024.

Abstract

BACKGROUND

There is a further need to examine the types of planning people do for their lives in retirement and to examine goals and challenges in relation to planning efforts.

OBJECTIVES

This report summarizes highlights from a study that examined retirement planning and explored personal retirement experiences.

DESIGN

An online survey included quantitative and qualitative questions about retirement preparedness and satisfaction and open-ended questions about retirement goals, fears, challenges, and advice.

PARTICIPANTS

Canadians (n = 748) fully or partly retired responded to questions.

RESULTS

Quantitative results determined that while both financial and lifestyle planning were significant predictors of higher perceived preparedness, only lifestyle planning was a significant predictor for perceived satisfaction. Qualitative comments highlighted the importance of goal-setting, including planning for meaningful time use and strategies to address anticipated or existing challenges.

CONCLUSIONS

Lifestyle planning is an essential component of planning for the transition to retirement.

摘要

背景

进一步有必要研究人们为退休生活所做的规划类型,并探讨与规划工作相关的目标和挑战。

目的

本报告总结了一项关于退休规划并探索个人退休经历的研究要点。

设计

一项在线调查包含有关退休准备情况和满意度的定量及定性问题,以及有关退休目标、担忧、挑战和建议的开放式问题。

参与者

748名已完全或部分退休的加拿大人回答了问题。

结果

定量结果表明,虽然财务规划和生活方式规划都是更高的感知准备度的重要预测因素,但只有生活方式规划是感知满意度的重要预测因素。定性评论强调了设定目标的重要性,包括规划有意义的时间利用以及应对预期或现有挑战的策略。

结论

生活方式规划是退休过渡规划的重要组成部分。

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