Section of Legal Medicine, School of Law, University of Camerino, Camerino, Italy.
Front Public Health. 2024 Jul 2;12:1405735. doi: 10.3389/fpubh.2024.1405735. eCollection 2024.
Long-term care insurance (LTCI) plays a crucial role in providing substantial aid in non-self-sufficient situations and complementing existing state protection mechanisms. With an aging population and increasing demand for healthcare services LTC policies have become indispensable. While individual LTCI policies face adoption challenges, group insurances offer a more streamlined alternative. However, realizing the full potential of these insurances necessitates targeted legislative intervention to improve accessibility and ensure sustainability. This article explores the evolution of LTCI policies in Italy, offering an overview of the current landscape and highlighting the socio-economic and medico-legal factors shaping the present scenario. By providing this analysis, we seek to offer insights into the dynamic evolution of LTCI policies and the crucial role of legislative measures in enhancing their effectiveness and accessibility.
长期护理保险（LTCI）在提供非自给自足情况下的大量援助以及补充现有国家保护机制方面发挥着至关重要的作用。随着人口老龄化和对医疗保健服务需求的增加，长期护理政策已变得不可或缺。尽管个人长期护理保险政策面临采用挑战，但团体保险提供了更为简化的选择。然而，要充分发挥这些保险的潜力，需要有针对性的立法干预，以提高可及性并确保可持续性。本文探讨了意大利长期护理保险政策的演变，概述了当前的格局，并强调了影响当前情况的社会经济和医学法律因素。通过提供这种分析，我们旨在深入了解长期护理保险政策的动态演变以及立法措施在增强其有效性和可及性方面的关键作用。
