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金融科技与电子健康互联互通:一项定性研究。

Interlinking FinTech and eHealth: a qualitative study.

机构信息

Department Management Information Systems, Imam Abdulrahman Bin Faisal University, Dammam, Saudi Arabia.

出版信息

Front Public Health. 2024 Aug 1;12:1398136. doi: 10.3389/fpubh.2024.1398136. eCollection 2024.

Abstract

INTRODUCTION

This study investigates the integration of financial technology (FinTech) and electronic health (eHealth) to explore the opportunities, challenges, and implications arising from their interlinkage in Saudi Arabia.

METHODS

Utilizing qualitative semi-structured interviews with 26 participants-including physicians, patients, technical and administrative managers, and FinTech consultants-the research adopts an inductive approach to understand diverse perspectives.

RESULTS

Key findings reveal significant benefits such as improved efficiency in administrative processes, enhanced access to healthcare services, increased financial inclusion, better decision-making, improved patient experience, and the promotion of innovation and sustainability. However, barriers including regulatory challenges, data privacy and security concerns, interoperability issues, the digital divide, resistance to change, and cost implications were also identified.

CONCLUSION

Overall, the integration of FinTech and eHealth holds substantial promise for advancing healthcare delivery in Saudi Arabia. Future implications include the expansion of telehealth services, an increase in startups, the integration of wearable health devices, blockchain-based systems, evolving regulatory frameworks, and heightened collaborations. Addressing the identified challenges is crucial for realizing the full potential of this integration.

摘要

简介

本研究探讨了金融科技(FinTech)和电子健康(eHealth)的融合,以探索它们在沙特阿拉伯相互关联所带来的机遇、挑战和影响。

方法

研究采用定性半结构化访谈,对 26 名参与者进行了访谈,包括医生、患者、技术和行政管理人员以及金融科技顾问。研究采用归纳法来理解不同的观点。

结果

主要发现显示出显著的好处,如提高行政流程的效率、增强获得医疗服务的机会、增加金融包容性、更好的决策、改善患者体验以及促进创新和可持续性。然而,也发现了一些障碍,包括监管挑战、数据隐私和安全问题、互操作性问题、数字鸿沟、对变革的抵制以及成本影响。

结论

总体而言,金融科技和电子健康的融合为沙特阿拉伯提供医疗服务带来了巨大的潜力。未来的影响包括扩大远程医疗服务、增加创业公司、整合可穿戴健康设备、基于区块链的系统、不断发展的监管框架以及加强合作。解决已确定的挑战对于实现这种融合的全部潜力至关重要。

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Interlinking FinTech and eHealth: a qualitative study.金融科技与电子健康互联互通:一项定性研究。
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