Minoretti Piercarlo
Occupational Health, Studio Minoretti, Oggiono, ITA.
Cureus. 2024 Aug 14;16(8):e66861. doi: 10.7759/cureus.66861. eCollection 2024 Aug.
The convergence of investing and gambling has accelerated with the proliferation of investment products characterized by high volatility. This case report examines a 42-year-old male commercial airline pilot who developed maladaptive engagement with high-risk financial instruments during the COVID-19 pandemic, resulting in significant financial losses. The patient's behavior, marked by an inability to adapt to market conditions and attempts to recoup losses through increasingly speculative investments, mirrors patterns observed in problem gambling. Notably, as demonstrated by proficient performance on the Big Three financial literacy assessment, the patient's elevated financial literacy level failed to serve as a protective factor against problematic speculative behavior. This case highlights potential risk factors in aviation professionals, including personality traits like high extraversion and elevated disposable income. Following cognitive behavioral therapy (CBT), the patient successfully transitioned to more conservative investment strategies, with improvements in psychometric scores. However, his posttreatment score on the National Opinion Research Center Diagnostic Screen for Gambling Problems, while improved, still indicated an at-risk status, necessitating ongoing monitoring. This case underscores the need for enhanced awareness, targeted screening protocols, and tailored interventions within occupational health settings, particularly in safety-critical professions like commercial aviation. Future research should focus on developing comprehensive screening instruments for the early identification of problematic financial behaviors, investigating the long-term efficacy of therapeutic modalities like CBT, and examining the prevalence and safety implications of high-risk financial behaviors among aviators.
随着高波动性投资产品的激增,投资与赌博的融合加速。本病例报告研究了一名42岁的男性商业航空公司飞行员,他在新冠疫情期间对高风险金融工具产生了适应不良的行为,导致了重大财务损失。患者的行为表现为无法适应市场状况,并试图通过越来越投机的投资来挽回损失,这反映了问题赌博中观察到的模式。值得注意的是,通过在三大金融素养评估中的出色表现证明,患者较高的金融素养水平未能成为防止问题投机行为的保护因素。本病例突出了航空专业人员中的潜在风险因素,包括高外向性和高可支配收入等人格特质。经过认知行为疗法(CBT)治疗后,患者成功转向更保守的投资策略,心理测量分数有所改善。然而,他在国家民意研究中心赌博问题诊断筛查中的治疗后分数虽有所改善,但仍表明处于风险状态,需要持续监测。本病例强调了在职业健康环境中,特别是在商业航空等安全关键职业中,提高认识、制定针对性筛查方案和进行量身定制干预的必要性。未来的研究应侧重于开发全面的筛查工具,以早期识别有问题的金融行为,调查认知行为疗法等治疗方式的长期疗效,并研究飞行员中高风险金融行为的患病率及其安全影响。