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个性化信息传递可提高医院债务回收效率,而亲社会诉求则不然:来自一项实地实验的证据。

Personalized messaging enhances hospital debt collection while prosocial appeals fail: Evidence from a field experiment.

作者信息

Saulitis Andris

机构信息

Institute of Philosophy and Sociology, University of Latvia, Riga, Latvia.

Collegio Carlo Alberto, Turin, Italy.

出版信息

Digit Health. 2024 Oct 1;10:20552076241277035. doi: 10.1177/20552076241277035. eCollection 2024 Jan-Dec.

Abstract

OBJECTIVE

This study aimed to understand how different communication strategies influence patients' behaviour in paying unpaid hospital bills. The research focused on a healthcare system where patients have to pay a significant portion of their medical costs out-of-pocket.

METHODS

The research was conducted in collaboration with a debt collection agency in Latvia. The field experiment involved 9196 individuals with unpaid hospital bills. These individuals received randomly assigned reminders through mobile text messages and e-mails. The study compared the effectiveness of personalized messages, which included the recipient's name, with generic reminders and messages that appealed to social norms or public good contributions.

RESULTS

The findings revealed that personalized messages, specifically those that included the recipient's name, significantly improved payment rates compared with generic reminders. Conversely, messages that used social norms or public good appeals did not have a significant impact on payment rates.

CONCLUSIONS

The study highlights the importance of personalized communication strategies in improving hospital debt collection. Even simple, cost-effective modifications in communication, like adding the recipient's name, can significantly enhance payment compliance. This approach not only keep the financial books of healthcare providers balanced but also suggests that personalized strategies can be extended to other areas of healthcare management. However, while these findings are promising, they indicate that more personalized and nuanced communication strategies are needed to address the broader issue of unpaid hospital bills effectively.

摘要

目的

本研究旨在了解不同的沟通策略如何影响患者支付未付医院账单的行为。该研究聚焦于一个医疗系统,在这个系统中患者必须自掏腰包支付很大一部分医疗费用。

方法

该研究与拉脱维亚的一家债务催收机构合作开展。实地实验涉及9196名有未付医院账单的个人。这些人通过手机短信和电子邮件随机收到指定的催款通知。该研究比较了个性化信息(包括收件人姓名)、一般催款通知以及呼吁社会规范或公益捐款的信息的有效性。

结果

研究结果显示,与一般催款通知相比,个性化信息,特别是那些包含收件人姓名的信息,显著提高了还款率。相反,使用社会规范或公益呼吁的信息对还款率没有显著影响。

结论

该研究强调了个性化沟通策略在改善医院债务催收方面的重要性。即使是在沟通方面进行简单、低成本的调整,比如加上收件人的姓名,也能显著提高还款合规率。这种方法不仅能保持医疗服务提供者的财务账目平衡,还表明个性化策略可以扩展到医疗管理的其他领域。然而,尽管这些发现很有前景,但它们表明需要更个性化、更细致入微的沟通策略来有效解决未付医院账单这一更广泛的问题。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/0858/11443582/4cbe8a20c537/10.1177_20552076241277035-fig1.jpg

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