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童年癌症长期幸存者的保险可及性。

The availability of insurance to long-time survivors of childhood cancer.

作者信息

Holmes G E, Baker A, Hassanein R S, Bovee E C, Mulvihill J J, Myers M H, Holmes F F

出版信息

Cancer. 1986 Jan 1;57(1):190-3. doi: 10.1002/1097-0142(19860101)57:1<190::aid-cncr2820570136>3.0.co;2-8.

DOI:10.1002/1097-0142(19860101)57:1<190::aid-cncr2820570136>3.0.co;2-8
PMID:3940618
Abstract

The authors identified 100 adults who survived cancer who were diagnosed and treated in childhood between 1945 and 1975. Using standardized interviews, each survivor and matched same-sex sibling was asked about life and health including questions about insurance. Compared with their same-sex siblings, childhood cancer survivors had significantly more difficulty in securing life insurance (P less than 0.001), in having life insurance in force (P less than 0.004), and in obtaining health insurance because of health reasons (P less than 0.001). Survivors were significantly less likely than siblings to be covered by health insurance (P less than 0.04). Cure of childhood cancer has become more common, allowing thousands of survivors to enter adult life. This study suggests that childhood cancer survivors have an unmet need in respect to life and health insurance.

摘要

作者确定了100名童年时期(1945年至1975年间)被诊断并接受治疗的成年癌症幸存者。通过标准化访谈,询问了每位幸存者及其匹配的同性兄弟姐妹关于生活和健康的情况,包括有关保险的问题。与他们的同性兄弟姐妹相比,童年癌症幸存者在获得人寿保险方面困难显著更多(P小于0.001),在持有有效人寿保险方面(P小于0.004),以及因健康原因获得健康保险方面(P小于0.001)。幸存者被健康保险覆盖的可能性明显低于其兄弟姐妹(P小于0.04)。童年癌症的治愈变得更为常见,使得数千名幸存者步入成年生活。这项研究表明,童年癌症幸存者在人寿和健康保险方面存在未得到满足的需求。

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