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获得性认知障碍成人的金融能力概念化:一项定性证据综合分析

Conceptualisation of financial capability in adults with acquired cognitive impairment: A qualitative evidence synthesis.

作者信息

Swan Sarah, Patterson Freyr, Bredy Terra M, Fleming Jennifer

机构信息

School of Health and Rehabilitation Sciences, The University of Queensland, Brisbane, QLD, Australia.

出版信息

Clin Rehabil. 2025 Jul;39(7):849-871. doi: 10.1177/02692155251347766. Epub 2025 Jun 12.

DOI:10.1177/02692155251347766
PMID:40501270
原文链接:https://pmc.ncbi.nlm.nih.gov/articles/PMC12198468/
Abstract

ObjectiveTo explore definitions, theoretical models and conceptual frameworks related to financial capability in adults with acquired cognitive impairment from acquired brain injury or other neurological disease, including dementia.Data sourcesA systematic search of PubMed (inclusive of Medline), CINAHL, EMBASE, PsycINFO, ABI-inform, SCOPUS and the Cochrane database for papers published until May 2025.Review methodsA qualitative evidence synthesis approach was utilised in conjunction with the Preferred Reporting Items for Systematic Reviews and Meta-Analysis guidelines. Eligible papers articulated an original comprehensive definition and/or theoretical model or conceptual framework focused on financial capability in the target population. Papers were screened by two researchers, with methodological quality of included papers critically appraised. Data were extracted for tabulation and thematic synthesis, which was completed via coding and categorisation into descriptive and analytical themes.ResultsThe final analysis included 21 papers from the initial screening of 6516 papers. Fifteen discrete models were identified, with results indicating inconsistency in terminology use and meanings. Models that consider real-world performance within an individual's contextual environment are increasingly utilising economics related terminology such as financial capability. The majority of papers related to people with dementia and were multidisciplinary in authorship, or from the psychology literature. Themes found in the literature include the multi-dimensionality of financial capability, financial decision-making ability and exploitation risk for legal capacity, and the neuropathological cause of declining financial capability.ConclusionFurther research with the inclusion of the consumer lived experience is recommended to inform models of care for this complex area of practice.

摘要

目的

探讨与后天性脑损伤或其他神经系统疾病(包括痴呆症)导致获得性认知障碍的成年人的财务能力相关的定义、理论模型和概念框架。

数据来源

对PubMed(包括Medline)、CINAHL、EMBASE、PsycINFO、ABI-inform、SCOPUS和Cochrane数据库进行系统检索,查找截至2025年5月发表的论文。

综述方法

采用定性证据综合方法,并结合系统评价和Meta分析的首选报告项目指南。符合条件的论文阐述了针对目标人群财务能力的原创性综合定义和/或理论模型或概念框架。由两名研究人员对论文进行筛选,并对纳入论文的方法学质量进行严格评估。提取数据进行制表和主题综合,通过编码和分类为描述性和分析性主题来完成。

结果

最终分析纳入了从6516篇论文的初步筛选中选出的21篇论文。确定了15个不同的模型,结果表明术语使用和含义存在不一致。在个人背景环境中考虑实际表现的模型越来越多地使用与经济学相关的术语,如财务能力。大多数论文与痴呆症患者相关,作者具有多学科背景,或来自心理学文献。文献中发现的主题包括财务能力的多维性、财务决策能力和法律行为能力的剥削风险,以及财务能力下降的神经病理学原因。

结论

建议纳入消费者的生活经历进行进一步研究,以为这一复杂实践领域的护理模式提供参考。

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本文引用的文献

1
Financial Capability and Financial Well-Being Challenges and Vulnerabilities of Adults Living With Acquired Brain Injury: A Pilot Survey.获得性脑损伤成年患者的财务能力与财务福祉:挑战与脆弱性:一项初步调查
Arch Rehabil Res Clin Transl. 2024 Feb 2;6(1):100324. doi: 10.1016/j.arrct.2024.100324. eCollection 2024 Mar.
2
Contextual factors of financial capability and financial well-being for adults living with brain injury: a qualitative photovoice study.情境因素对脑损伤成年人的财务能力和财务幸福感的影响:一项定性的照片访谈研究。
Brain Inj. 2024 Mar 20;38(4):273-281. doi: 10.1080/02699052.2024.2310210. Epub 2024 Feb 9.
3
Financial Capability Interventions Used for Specific Diagnoses Related to Functional Impairment: A Scoping Review.
针对特定与功能障碍相关诊断的财务能力干预措施:范围综述。
Am J Occup Ther. 2024 Jan 1;78(1). doi: 10.5014/ajot.2024.050254.
4
The digitalisation of finance management skills in dementia since the COVID-19 pandemic: A qualitative study.自 COVID-19 大流行以来,痴呆症财务管理技能的数字化:一项定性研究。
Dementia (London). 2023 May;22(4):783-806. doi: 10.1177/14713012231159156. Epub 2023 Feb 20.
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Cognitive and neuroimaging correlates of financial exploitation vulnerability in older adults without dementia: Implications for early detection of Alzheimer's disease.认知和神经影像学与无痴呆老年人金融剥削脆弱性的相关性:对阿尔茨海默病早期检测的启示。
Neurosci Biobehav Rev. 2022 Sep;140:104773. doi: 10.1016/j.neubiorev.2022.104773. Epub 2022 Jul 8.
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Neuropsychol Rehabil. 2023 Mar;33(2):325-345. doi: 10.1080/09602011.2021.2016447. Epub 2021 Dec 27.
7
Conceptualization of self-awareness in adults with acquired brain injury: A qualitative systematic review.后天性脑损伤成人自我意识的概念化:一项定性系统综述。
Neuropsychol Rehabil. 2022 Sep;32(8):1726-1773. doi: 10.1080/09602011.2021.1924794. Epub 2021 May 19.
8
The PRISMA 2020 statement: an updated guideline for reporting systematic reviews.PRISMA 2020 声明:系统评价报告的更新指南。
BMJ. 2021 Mar 29;372:n71. doi: 10.1136/bmj.n71.
9
Elder Financial Abuse and Electronic Financial Instruments: Present and Future Considerations for Financial Capacity Assessments.老年人金融虐待与电子金融工具:财务能力评估的现状与未来考量。
Am J Geriatr Psychiatry. 2022 Jan;30(1):90-106. doi: 10.1016/j.jagp.2021.02.045. Epub 2021 Mar 5.
10
Synthetic review of financial capacity in cognitive disorders: Foundations, interventions, and innovations.认知障碍中财务能力的综合综述:基础、干预措施与创新
Curr Geriatr Rep. 2019 Dec;8(4):257-264. doi: 10.1007/s13670-019-00304-7. Epub 2019 Nov 26.