Moon M, Davis K
Urban Institute, Washington, DC, USA.
Health Aff (Millwood). 1995 Winter;14(4):31-46. doi: 10.1377/hlthaff.14.4.31.
Any restructuring or reform of Medicare should first and foremost preserve the integrity of the program. Contrary to current rhetoric, Medicare offers mainstream medical care for the most difficult-to-insure Americans, and over the past ten years its record of holding down costs has been better than that of the private insurance sector. For the very long term, when demographic changes place even greater pressures on Medicare, all dimensions of the program need to be considered in the search for a long-range solution, including asking beneficiaries and/or taxpayers to contribute more to the program. Expansion of managed care choices should certainly be part of any restructuring, but careful attention to improving the basic fee-for-service Medicare program--which will continue to serve a majority of beneficiaries for many years to come--also is needed.
医疗保险的任何重组或改革都应首先维护该计划的完整性。与当前的说法相反,医疗保险为最难参保的美国人提供主流医疗服务,而且在过去十年中,其控制成本的记录比私人保险部门更好。从长远来看,当人口结构变化给医疗保险带来更大压力时,在寻求长期解决方案时需要考虑该计划的各个方面,包括要求受益人或纳税人对该计划做出更多贡献。扩大管理式医疗选择当然应该是任何重组的一部分,但也需要认真关注改进基本的按服务收费的医疗保险计划——在未来许多年里,该计划仍将为大多数受益人服务。