Gardner J
Mod Healthc. 1995 Feb 27;25(9):57.
MSAs: the theory. Medical savings account legislation would allow consumers to set aside pre-tax dollars to pay for day-to-day healthcare costs. The accounts are to be backed up by a catastropic policy with a deductible roughly equal to the maximum amount allowed in the MSA. The aim is to reduce healthcare cost inflation by making consumers more aware of the costs of healthcare than they are under comprehensive policies and enabling them to shop for the lowest-cost, highest-quality care.
理论。医疗储蓄账户立法将允许消费者留出税前资金用于支付日常医疗费用。这些账户将由一份大额医疗保险来作为后盾，其免赔额大致等同于医疗储蓄账户允许的最高金额。目的是通过让消费者比在综合保险政策下更清楚医疗成本，并使他们能够选择成本最低、质量最高的医疗服务，来降低医疗成本通胀。
