Bond M T
Department of Finance, Cleveland State University, OH, USA.
Healthc Financ Manage. 1996 Apr;50(4):34-6, 38.
Medical savings accounts (MSAs) have been proposed as one possible solution to the problem of escalating healthcare costs. Because MSAs allow consumers to shop for healthcare services and negotiate the cost, MSAs have the potential to restrain the rise in medical costs. This article compares MSAs to traditional insurance plans, highlighting the advantages and disadvantages of MSA.
医疗储蓄账户（MSAs）已被提议作为解决医疗费用不断上涨问题的一种可能方案。由于医疗储蓄账户允许消费者购买医疗服务并协商费用，因此它有可能抑制医疗费用的上涨。本文将医疗储蓄账户与传统保险计划进行比较，突出了医疗储蓄账户的优缺点。
