Baker L C, Krueger A B
Department of Health Research and Policy, Stanford University School of Medicine, CA 94305, USA.
J Health Econ. 1995 Dec;14(5):531-49. doi: 10.1016/0167-6296(95)00020-8.
We examine whether patients covered by workers' compensation insurance, which covers the cost of medical care for injured workers without cost sharing and with relatively little oversight, are charged more for treatment or receive more services than patients covered by traditional insurance. Our findings indicate that workers compensation recipients are charged more for treatment. This difference persists in individual services--workers' compensation recipients are charged more per X-ray and per examination than our patients. We consider different explanations and argue that price discrimination probably plays a role.
我们研究了工伤保险覆盖的患者(工伤保险涵盖受伤工人的医疗费用,无需自付费用且监管相对较少)是否比传统保险覆盖的患者在治疗上被收取更高费用或接受更多服务。我们的研究结果表明,工伤保险受益人的治疗费用更高。这种差异在单项服务中持续存在——工伤保险受益人每次X光检查和每次诊疗的收费都比我们的患者更高。我们考虑了不同的解释,并认为价格歧视可能起了作用。