Shannon Harry S, Lowe Graham S
Program in Occupational Health and Environmental Medicine, McMaster University, Hamilton, Ontario, Canada.
Am J Ind Med. 2002 Dec;42(6):467-73. doi: 10.1002/ajim.10142.
Anecdotal evidence suggests that there are injured workers who do not file for workers' compensation (WC). Several recent studies support this, and we aim to quantify the extent of under-reporting.
A Canadian survey asked about work injuries in the previous year, and several questions established eligibility for WC and whether a claim had been filed. The proportion of eligible injuries with a claim was estimated. Logistic regression identified predictors of claim submission.
Of 2,500 respondents, 143 had incurred an eligible injury, of whom 57 (40%, 95% CI 32-48%) had not filed a WC claim. Severity of injury was the strongest predictor of not claiming.
Survey respondents reported a substantial degree of under-claiming of WC benefits, contrasting with public attention on fraudulent over-claiming. Policy makers should ensure that all relevant parties are aware of their obligations to report work injuries. This will create a more accurate picture of work safety.
轶事证据表明，存在受伤工人未申请工伤赔偿（WC）的情况。最近的几项研究支持了这一点，我们旨在量化未报告的程度。
一项加拿大调查询问了前一年的工伤情况，并通过几个问题确定了申请WC的资格以及是否已提出索赔。估计了符合条件的受伤情况中提出索赔的比例。逻辑回归确定了索赔提交的预测因素。
在2500名受访者中，143人遭受了符合条件的伤害，其中57人（40%，95%可信区间32 - 48%）未提出WC索赔。伤害的严重程度是未提出索赔的最强预测因素。
调查受访者报告了WC福利未充分索赔的情况，这与公众对欺诈性过度索赔的关注形成对比。政策制定者应确保所有相关方了解其报告工伤的义务。这将更准确地反映工作安全情况。
