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了解人口统计学和心理变量对退休规划的影响。

Understanding the influence of demographic and psychological variables on retirement planning.

作者信息

Petkoska Jasmina, Earl Joanne K

机构信息

School of Psychology, University of New South Wales, Sydney, Australia.

出版信息

Psychol Aging. 2009 Mar;24(1):245-51. doi: 10.1037/a0014096.

DOI:10.1037/a0014096
PMID:19290760
Abstract

The authors examined the degree to which workers were engaging in financial, health, interpersonal/leisure, and work planning for retirement, exploring whether demographic and psychological variables inhibited or promoted planning in each of these domains. Planning in each domain was influenced by a unique set of variables. Goals emerged as a consistent and positive predictor of planning. Gender accounted for health and interpersonal/leisure planning, while work planning behavior was negatively predicted by income. Time perspective also helped to clarify the amount of retirement planning undertaken in the financial and interpersonal/leisure domains. Practical implications for designing retirement interventions are discussed.

摘要

作者们研究了员工在退休的财务、健康、人际/休闲和工作规划方面的参与程度,探讨人口统计学和心理变量是否会抑制或促进这些领域中的每一个领域的规划。每个领域的规划都受到一组独特变量的影响。目标成为规划的一个一致且积极的预测指标。性别影响健康和人际/休闲规划,而收入对工作规划行为有负面预测作用。时间观念也有助于阐明在财务和人际/休闲领域所进行的退休规划的程度。文中还讨论了设计退休干预措施的实际意义。

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