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美国和澳大利亚退休时间预期的决定因素:健康和退休福利政策对退休时间决策影响的跨国比较。

Determinants of retirement timing expectations in the United States and Australia: a cross-national comparison of the effects of health and retirement benefit policies on retirement timing decisions.

机构信息

Ageing Research Unit, Centre for Mental Health Research, Australian National University, Canberra, Australia.

出版信息

J Aging Soc Policy. 2012;24(3):291-308. doi: 10.1080/08959420.2012.676324.

DOI:10.1080/08959420.2012.676324
PMID:22720888
Abstract

Data from the U.S. Health and Retirement Study (N = 2,589) and the Australian Household Income and Labour Dynamics survey (N = 1,760) were used to compare the macro-level policy frameworks on individual retirement timing expectations for pre-baby boomers (61+ years) and early baby boomers (45 to 60 years). Australian workers reported younger expected age of retirement compared to the U.S. sample. Reporting poor health was more strongly associated with younger expected retirement age in the United States than in Australia. Cohort and gender differences in the United States were found for the effect of private health insurance on younger expected age at retirement. Our results draw attention to how cross-national comparisons can inform us on the effects of policies on retirement expectations among older workers.

摘要

使用来自美国健康与退休研究(N=2589)和澳大利亚家庭收入和劳动力动态调查(N=1760)的数据,比较了针对前婴儿潮一代(61 岁及以上)和早期婴儿潮一代(45 岁至 60 岁)个人退休时间预期的宏观政策框架。与美国样本相比,澳大利亚工人报告的预期退休年龄更年轻。在美国,报告健康状况不佳与预期退休年龄更年轻的相关性强于澳大利亚。在美国,还发现了私人健康保险对预期退休年龄的影响在队列和性别方面存在差异。我们的研究结果提请注意,跨国比较如何为我们提供有关政策对老年工人退休预期影响的信息。

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Determinants of retirement timing expectations in the United States and Australia: a cross-national comparison of the effects of health and retirement benefit policies on retirement timing decisions.美国和澳大利亚退休时间预期的决定因素:健康和退休福利政策对退休时间决策影响的跨国比较。
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