Gary Claxton is a vice president, director of the Health Care Marketplace Project, and codirector of the Program for the Study of Health Reform and Private Insurance, all at the Henry J. Kaiser Family Foundation in Washington, D.C.
Matthew Rae (
Health Aff (Millwood). 2017 Oct 1;36(10):1838-1847. doi: 10.1377/hlthaff.2017.0919. Epub 2017 Sep 19.
The annual Kaiser Family Foundation/Health Research and Educational Trust Employer Health Benefits Survey found that in 2017, average annual premiums (employer and worker contributions combined) rose 4 percent for single coverage, to $6,690, and 3 percent for family coverage, to $18,764. Covered workers contributed 18 percent of the premium for single coverage and 31 percent for family coverage, on average, although there was considerable variation around these averages. For covered workers in small firms, 10 percent did not make a premium contribution for family coverage, while 36 percent made a contribution of more than half of their premium. The average worker contribution for family coverage has increased from $4,316 in 2012 to $5,714 in 2017. The share of firms that offered health benefits (53 percent) and of workers in those firms covered by their employers' plans (62 percent) remain statistically unchanged from 2016.
凯撒家庭基金会/健康研究与教育信托基金会 2017 年雇主健康福利调查年度报告显示，2017 年，单人保险的平均年度保费（雇主和员工缴费总和）增长 4%，至 6690 美元；家庭保险保费增长 3%，至 18764 美元。参保员工平均需缴纳单人保险保费的 18%和家庭保险保费的 31%，但具体比例存在较大差异。在小公司工作的参保员工中，10%没有为家庭保险缴纳保费，而 36%缴纳了超过一半的保费。2012 年至 2017 年，参保员工为家庭保险支付的平均保费从 4316 美元增加到 5714 美元。提供健康保险的公司比例（53%）和参加雇主计划的员工比例（62%）与 2016 年相比没有统计学上的变化。
