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是什么导致医疗保险优势计划的高退保率?

What's Driving High Disenrollment in Medicare Advantage?

作者信息

DuGoff Eva, Chao Sandra

机构信息

1 University of Maryland School of Public Health, College Park, MD, USA.

2 University of Wisconsin School of Medicine and Public Health, Madison, WI, USA.

出版信息

Inquiry. 2019 Jan-Dec;56:46958019841506. doi: 10.1177/0046958019841506.

Abstract

Disenrollment rates are one way that policy makers assess the performance of Medicare Advantage (MA) health plans. We use 3 years of data published by the Centers for Medicare & Medicaid Services (CMS) to examine the characteristics of MA contracts with high disenrollment rates from 2015 to 2017 and the relationship between disenrollment rates in MA contracts and 6 patient experiences of care performance measures. We find that MA contracts with high disenrollment rates were significantly more likely to be for-profit, small, and enroll a greater proportion of low-income and disabled individuals. After adjusting for plan characteristics, contracts with the highest levels of disenrollment were statistically significantly more likely to perform poorly on all 6 patient experience measures. CMS should consider additional oversight of MA contracts with high levels of disenrollment and consider publishing disenrollment rates at the plan level instead of at the contract level.

摘要

退出率是政策制定者评估医疗保险优势(MA)健康计划绩效的一种方式。我们使用医疗保险和医疗补助服务中心(CMS)公布的三年数据,来研究2015年至2017年具有高退出率的MA合同的特征,以及MA合同的退出率与六项患者护理绩效指标体验之间的关系。我们发现,具有高退出率的MA合同更有可能是营利性的、规模较小的,并且登记的低收入和残疾个体比例更高。在对计划特征进行调整后,退出率最高的合同在所有六项患者体验指标上表现不佳的可能性在统计上显著更高。CMS应考虑对具有高退出率的MA合同进行额外监督,并考虑在计划层面而非合同层面公布退出率。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/6168/6466458/29f3dad40610/10.1177_0046958019841506-fig1.jpg

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