School of Insurance and Economics, University of International Business and Economics, Beijing 100029, China.
Institute of Business and Management Sciences, University of Agriculture, Faisalabad 38040, Pakistan.
Int J Environ Res Public Health. 2022 Jul 7;19(14):8298. doi: 10.3390/ijerph19148298.
The most important asset for a person is their health and wellbeing. While it is possible to keep one's health at its best, it is common for people to have health shocks (HSs; negative shocks to an individual's health). In this study, using Chinese Health and Nutrition Survey (CHNS) panel data, we studied the impact of different HSs on income using new modified methods. Thus, we considered the substantial links among different HSs, levels of education, and insurance types, as well as their impact on people's wealth defined by their income. The core aim of this study is to help devise and guide new policies to reduce the effect of these HSs through the proper use of education and insurance channels. In this research, we used simple pooled OLS regression to measure the different causality estimates of HSs, education, and insurance, as well as their interactions. Obtained through the use of up-to-date panel data, the study results are consistent with previous research using different HS and education measures. The findings of this research suggest revising previous policies concerning education levels and health insurance schemes.
对于个人来说，最重要的资产是他们的健康和幸福。虽然保持身体健康是可能的，但人们经常会受到健康冲击（HS；对个人健康的负面冲击）。在这项研究中，我们使用中国健康与营养调查（CHNS）面板数据，使用新的改进方法研究了不同的 HS 对收入的影响。因此，我们考虑了不同 HS、教育水平和保险类型之间的实质性联系，以及它们对人们收入所定义的财富的影响。这项研究的核心目的是通过合理利用教育和保险渠道，帮助制定和指导新政策，以减少这些 HS 的影响。在这项研究中，我们使用简单的汇总 OLS 回归来衡量 HS、教育和保险的不同因果估计，以及它们的相互作用。通过使用最新的面板数据，研究结果与使用不同 HS 和教育措施的先前研究一致。这项研究的结果表明，需要修改之前关于教育水平和健康保险计划的政策。
