Smetak Norbert
Kardiologisch-angiologische Praxis, Hahnweidstr. 21, 73230, Kirchheim, Deutschland.
Inn Med (Heidelb). 2022 Sep;63(9):930-938. doi: 10.1007/s00108-022-01385-x. Epub 2022 Aug 9.
In the cardiological care of outpatients in Germany, selective contracts have been established in in addition to the usual representation in the collective system, i.e., in the system of the associations of statutory health insurance physicians (Kassenärztliche Vereinigungen, KV). One example is the KardioExpert (Cardioexpert) contract between the Professional Association of Cardiologists in Private Practice (BNK) and the Barmer Ersatzkasse and Ford Betriebskrankenkasse (BKK). This supplementary contract extends regular outpatient care for patients with heart failure; more than 20,000 patients are now included nationwide. Another example is a full care contract in accordance with § 73c or § 140a of Book V of the German Social Code (SGBV), which in Baden-Württemberg regulates all cardiological care for participating patients as an alternative to the collective contract. The cardiology contract according to § 73c, which has been in place in Baden-Württemberg since 2010, was scientifically evaluated and was able to show a 24% reduction in mortality within 1 year and a 16% reduction in the hospitalization rate for patients with heart failure. Furthermore, overall health care costs were reduced in the intervention group. At the same time, participating physicians also benefit through non-budgeted reimbursement, which is approximately 15-20% above KV levels. The Cardioexpert contract also shows similar data and benefits. Overall, these cardiology contracts show in a model way that better care can be implemented more cost-effectively and with a win-win situation for all sides. Nationwide expansion, especially of the full care contracts, has so far failed due to the reluctance of the cost bearers. A start could be made here with legal regulations, such as the obligation of health insurance companies to enter into such contracts.
在德国门诊心脏病护理中,除了集体体系(即法定医疗保险医生协会体系)中的常规代表形式外,还建立了选择性合同。一个例子是私人执业心脏病专家专业协会(BNK)与巴尔默互助保险公司和福特企业健康保险公司(BKK)之间的心脏病专家(Cardioexpert)合同。这份补充合同扩展了对心力衰竭患者的常规门诊护理;目前全国已有超过20000名患者纳入该合同。另一个例子是符合德国社会法典(SGBV)第五卷第73c条或第140a条的全面护理合同,在巴登-符腾堡州,该合同作为集体合同的替代方案,规范了参与患者的所有心脏病护理。自2010年起在巴登-符腾堡州实施的第73c条心脏病学合同经过了科学评估,结果显示心力衰竭患者在1年内死亡率降低了24%,住院率降低了16%。此外,干预组的总体医疗保健成本也有所降低。与此同时,参与的医生也通过非预算报销受益,报销金额比法定医疗保险医生协会体系高出约15%至20%。心脏病专家合同也显示出类似的数据和益处。总体而言,这些心脏病学合同以一种示范方式表明,通过更具成本效益的方式可以实现更好的护理,并且对各方来说都是双赢的局面。到目前为止,由于成本承担方的不情愿,全国范围内的推广,尤其是全面护理合同的推广未能实现。可以从法律法规入手,比如规定健康保险公司有义务签订此类合同。