Northeast Asian Research Center, Jilin University, Changchun, China.
Department of Regional Economics, School of Northeast Asian, Jilin University, Changchun, China.
Front Public Health. 2023 Jun 2;11:1180024. doi: 10.3389/fpubh.2023.1180024. eCollection 2023.
Pension insurance is an essential safeguard for the quality of life and health of older adults because it provides a stable and dependable source of income after retirement. China has constructed a multi-level social security system to accommodate the diverse needs of older adults, and offers various levels of pension insurance to maximize their interests.
This study uses propensity score matching and ordinary least squares techniques to analyze 7,359 data from the 2018 China Health and Retirement Longitudinal Study (CHARLS) in order to explore the relationship between different pension insurance categories and the health of older individuals.
The research findings reveal that advanced insurances greatly benefit the health of older adults more than basic pension insurances, and the findings pass the robustness test. In addition, the effect was found to be heterogeneous, depending on the location of retirement and the marital status of older adults.Our findings suggest that both material and non-material consumption may be potential mechanisms by which pension insurance affects the health of older adults, providing new evidence for the causal mechanism between pension insurance and the health of older adults.
This study expands the scope of research on the health effects of pension insurance by covering a large representative sample across the country. The results show the important impact of the level of pension insurance on the health of older adults and can contribute to the development of social policies to promote the physical and mental health of older adults.
养老保险是保障老年人生活质量和健康的重要保障，因为它为退休后提供了稳定可靠的收入来源。中国构建了多层次的社会保障体系，以满足老年人的多样化需求，并提供不同层次的养老保险，以最大限度地保障他们的利益。
本研究使用倾向得分匹配和普通最小二乘法技术，对 2018 年中国健康与退休纵向研究（CHARLS）的 7359 份数据进行分析，以探讨不同养老保险类别与老年人健康之间的关系。
研究结果表明，高级保险对老年人的健康有更大的益处，优于基本养老保险，且结果通过了稳健性检验。此外，这种影响还存在异质性，取决于退休地点和老年人的婚姻状况。我们的研究结果表明，物质和非物质消费都可能是养老保险影响老年人健康的潜在机制，为养老保险与老年人健康之间的因果关系提供了新的证据。
本研究通过涵盖全国代表性的大样本，扩大了养老保险对健康影响的研究范围。结果表明，养老保险水平对老年人的健康有重要影响，有助于制定促进老年人身心健康的社会政策。
