Policy makers at the federal, state, and local levels responded to the COVID-19 pandemic with a broad array of policies that were intended to prevent housing instability among renters. Eviction moratoriums were an important part of this policy landscape. Recent evidence indicates that these moratoriums were effective in reducing eviction-filing rates, but many questions remain about the impacts of these policies. Drawing on qualitative interviews ( = 60) with renters in three states (Connecticut, Florida, and Ohio) who had experienced eviction or eviction risk during the pandemic, we examine how renters interpreted, experienced, and navigated the moratoriums; how moratoriums shaped their well-being and housing security; how racism may have shaped policy effects; and how these experiences differed across a varied policy landscape. Our findings demonstrate how moratoriums supported renters and how they fell short, offering important lessons for future eviction-prevention and civil-legal policy making.