Cantor J C, Long S H, Marquis M S
Robert Wood Johnson Foundation, Princeton, NJ, USA.
Health Aff (Millwood). 1995 Summer;14(2):199-211. doi: 10.1377/hlthaff.14.2.199.
This Data Watch reports key findings from the 1993 Robert Wood Johnson Foundation Employer Health Insurance Survey, through which more than 20,000 employers in ten states were interviewed. Our report contrasts the behavior of four size classes of small businesses (fewer than fifty workers) with that of all other businesses. We examine offer rates by business size; characteristics of employers and workers in business offering and not offering insurance; premiums, benefits, and medical underwriting; the extent of choice among plans; and self-insurance. We discuss the implications of our findings for health policy.
本数据观察报告了1993年罗伯特·伍德·约翰逊基金会雇主健康保险调查的主要结果，该调查对十个州的两万多家雇主进行了访谈。我们的报告对比了四类小型企业（员工少于50人）与所有其他企业的行为。我们研究了不同企业规模的保险提供率；提供和不提供保险的企业中雇主和员工的特征；保费、福利和医疗核保；计划选择的范围；以及自我保险。我们讨论了研究结果对健康政策的影响。
