Perneger T V, Etter J F, Rougemont A
Institute of Social and Preventive Medicine, University of Geneva, Geneva, Switzerland.
Am J Public Health. 1996 Mar;86(3):388-93. doi: 10.2105/ajph.86.3.388.
In 1992, most members of a Swiss indemnity health insurance plan were automatically transferred into a newly created managed care organization. This study examined whether this semivoluntary change affected enrollees' health status and satisfaction with care.
Three groups of enrollees were compared: 332 plan members who accepted the switch (managed care joiners); 186 plan members who opted to maintain indemnity coverage (non-joiners); and 296 persons continuosly enrolled in another indemnity plan (indemnity plan members). Health status, health related behaviors, and satisfaction with care received in the previous year were surveyed at baseline and 1 year later.
Health status remained unchanged in all three groups. Smoking prevalence decreased among managed care joiners but remained constant in the other groups. Satisfaction with insurance coverage increased between baseline and follow-up in managed care joiners, but decreased in nonjoiners and indemnity plan members. The latter groups had higher satisfaction with health care, particularly with continuity of care.
A semivoluntary switch from indemnity health insurance to managed care reduced satisfaction with health care but increased satisfaction with insurance coverage. There were no changes in self-perceived health status.
1992年,瑞士一项赔偿型健康保险计划的大多数成员被自动转入一个新成立的管理式医疗组织。本研究调查了这一半自愿性转变是否影响参保者的健康状况和对医疗服务的满意度。
比较了三组参保者:332名接受转变的计划成员(管理式医疗加入者);186名选择维持赔偿型保险的计划成员(非加入者);以及296名持续参保另一项赔偿型计划的人员(赔偿型计划成员)。在基线期和1年后调查了前一年的健康状况、健康相关行为以及对所接受医疗服务的满意度。
三组的健康状况均未改变。管理式医疗加入者的吸烟率下降,但其他组保持不变。管理式医疗加入者从基线期到随访期对保险覆盖范围的满意度增加,但非加入者和赔偿型计划成员的满意度下降。后两组对医疗服务的满意度更高,尤其是对医疗连续性的满意度。
从赔偿型健康保险到管理式医疗的半自愿性转变降低了对医疗服务的满意度,但提高了对保险覆盖范围的满意度。自我感知的健康状况没有变化。