Division of Pharmacoepidemiology and Pharmacoeconomics, Brigham and Women's Hospital, Boston, Massachusetts 02120, USA.
J Am Geriatr Soc. 2010 May;58(5):950-66. doi: 10.1111/j.1532-5415.2010.02812.x. Epub 2010 Apr 6.
In the months before and years since Medicare Part D's implementation in January 2006, many have been concerned with beneficiaries' ability to benefit from the complex program. A systematic review of published Medline and gray literature from January 1, 2005, to August 20, 2009, was undertaken to evaluate Medicare beneficiaries' knowledge about Part D and how this knowledge informed decisions regarding enrollment and plan choice. Thirty articles that reported original results describing seniors' knowledge of the Part D benefit, decision to enroll, or selection of plans; results from patient surveys addressing these issues; or results that analyzed enrollment data or plan selection patterns were included. Of these 30 articles, 10 described beneficiaries' knowledge, 12 described enrollment and plan choices, and eight described knowledge and choice. Across studies and years, beneficiaries' knowledge of the Part D program and benefit structure and design was poor, particularly with regard to the coverage gap and the low-income subsidy. Beneficiaries had great difficulty choosing the lowest-cost Part D plans and were disinclined to switch plans to improve their benefits. Knowledge deficits, enrollment problems, and plan choice difficulties were most pronounced during Part D implementation in early 2006 but persisted in subsequent years of the benefit. Beneficiaries' knowledge and choices should be monitored on an ongoing basis to inform potential changes to the Part D program.
在 2006 年 1 月医疗保险部分 D 实施之前的几个月和之后的几年里,许多人一直关注受益人的能力,以从复杂的计划中受益。对 2005 年 1 月 1 日至 2009 年 8 月 20 日发表的 Medline 和灰色文献进行了系统回顾,以评估医疗保险受益人对部分 D 的了解,以及这种知识如何影响他们对注册和计划选择的决策。有 30 篇文章报告了原始结果,描述了老年人对部分 D 利益、注册决定或计划选择的了解;针对这些问题进行的患者调查结果;或分析注册数据或计划选择模式的结果。在这 30 篇文章中,有 10 篇描述了受益人的知识,12 篇描述了注册和计划选择,8 篇描述了知识和选择。在研究和年份中,受益人对部分 D 计划和福利结构和设计的了解很差,特别是在覆盖缺口和低收入补贴方面。受益人在选择最低成本的部分 D 计划方面有很大困难,并且不愿意更换计划以改善他们的福利。知识缺陷、注册问题和计划选择困难在 2006 年初部分 D 实施期间最为明显,但在该福利的后续几年中仍然存在。应持续监测受益人的知识和选择,以告知部分 D 计划的潜在变化。