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强制风险缓解的成败:重新评估土耳其巨灾保险池

Successes and failures of compulsory risk mitigation: re-evaluating the Turkish Catastrophe Insurance Pool.

作者信息

Başbuğ-Erkan B Burcak, Yilmaz Ozlem

机构信息

Director, Disaster Management Implementation and Research Centre, Middle East Technical University, Ankara, Turkey.

Executive Board Member, Disaster Management Implementation and Research Centre, Middle East Technical University, Ankara, Turkey.

出版信息

Disasters. 2015 Oct;39(4):782-94. doi: 10.1111/disa.12129. Epub 2015 Mar 5.

DOI:10.1111/disa.12129
PMID:25752452
Abstract

The Turkish Catastrophe Insurance Pool (TCIP) is one of the best practices of public-private partnerships in an emerging market designed to reduce economic losses from disasters. This paper reviews the application of this compulsory mechanism along with data relating to the performance of the scheme following recent earthquakes in Turkey. We also consider the current perceptions of Turkish society towards the TCIP and how they can be enhanced. Our conclusions aim to assist stakeholders in government, homeowners, insurance companies, media, banks and civil society to appreciate the value of the system and key actions necessary to improve it.

摘要

土耳其巨灾保险池(TCIP)是新兴市场中公私合作的最佳实践之一,旨在减少灾害造成的经济损失。本文回顾了这一强制性机制的应用情况,以及与土耳其近期地震后该计划的表现相关的数据。我们还考虑了土耳其社会目前对TCIP的看法以及如何提升这些看法。我们的结论旨在帮助政府、房主、保险公司、媒体、银行和民间社会的利益相关者认识到该系统的价值以及改进它所需的关键行动。

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