Zack Cooper (
Stuart Craig is a PhD candidate in the Wharton School, University of Pennsylvania, in Philadelphia.
Health Aff (Millwood). 2019 Feb;38(2):230-236. doi: 10.1377/hlthaff.2018.05245.
We examined the growth in health spending on people with employer-sponsored private insurance in the period 2007-14. Our analysis relied on information from the Health Care Cost Institute data set, which includes insurance claims from Aetna, Humana, and UnitedHealthcare. In the study period private health spending per enrollee grew 16.9 percent, while growth in Medicare spending per fee-for-service beneficiary decreased 1.2 percent. There was substantial variation in private spending growth rates across hospital referral regions (HRRs): Spending in HRRs in the tenth percentile of private spending growth grew at 0.22 percent per year, while HRRs in the ninetieth percentile experienced 3.45 percent growth per year. The correlation between the growth in HRR-level private health spending and growth in fee-for-service Medicare spending in the study period was only 0.211. The low correlation across HRRs suggests that different factors may be driving the growth in spending on the two populations.
我们考察了 2007 年至 2014 年期间,有雇主提供私人保险的人群的健康支出增长情况。我们的分析依赖于健康成本协会数据集的信息,其中包括安泰、哈门那和联合健康保险公司的保险索赔数据。在研究期间,每位参保者的私人健康支出增长了 16.9%,而按服务收费受益人的医疗保险支出增长了 1.2%。医院转诊区域(HRR)的私人支出增长率存在很大差异:私人支出增长率排在第十分位的 HRR 每年增长 0.22%,而排在第十分位的 HRR 每年增长 3.45%。在研究期间,HRR 层面私人健康支出增长与按服务收费的医疗保险支出增长之间的相关性仅为 0.211。HRR 之间的低相关性表明,可能有不同的因素推动了这两个人群的支出增长。