Center for Infectious Disease Modeling and Analysis, Yale School of Public Health, New Haven, CT 06510, USA.
Center for Infectious Disease Modeling and Analysis, Yale School of Public Health, New Haven, CT 06510, USA.
Lancet. 2020 Feb 15;395(10223):524-533. doi: 10.1016/S0140-6736(19)33019-3.
Although health care expenditure per capita is higher in the USA than in any other country, more than 37 million Americans do not have health insurance, and 41 million more have inadequate access to care. Efforts are ongoing to repeal the Affordable Care Act which would exacerbate health-care inequities. By contrast, a universal system, such as that proposed in the Medicare for All Act, has the potential to transform the availability and efficiency of American health-care services. Taking into account both the costs of coverage expansion and the savings that would be achieved through the Medicare for All Act, we calculate that a single-payer, universal health-care system is likely to lead to a 13% savings in national health-care expenditure, equivalent to more than US$450 billion annually (based on the value of the US$ in 2017). The entire system could be funded with less financial outlay than is incurred by employers and households paying for health-care premiums combined with existing government allocations. This shift to single-payer health care would provide the greatest relief to lower-income households. Furthermore, we estimate that ensuring health-care access for all Americans would save more than 68 000 lives and 1·73 million life-years every year compared with the status quo.
尽管美国的人均医疗保健支出高于其他任何国家,但仍有超过 3700 万美国人没有医疗保险,还有 4100 多万人无法充分获得医疗服务。目前正在努力废除《平价医疗法案》,这将加剧医疗保健方面的不平等。相比之下,全民医疗保险法案等全民医疗保险制度有可能改变美国医疗服务的可及性和效率。考虑到覆盖范围扩大的成本和全民医疗保险法案带来的节省,我们计算出单一支付者、全民医疗保险制度可能导致国家医疗保健支出节省 13%,相当于每年超过 4500 亿美元(基于 2017 年美元的价值)。整个系统的资金支出可能低于雇主和家庭为支付医疗保险费以及现有政府拨款所支出的费用。向单一支付者医疗保健的转变将为低收入家庭提供最大的缓解。此外,我们估计,与现状相比,确保所有美国人获得医疗保健服务每年将多挽救 68000 多人的生命和 173 万多个人的生命年。