Levine Cancer Institute, Atrium Health, Charlotte, NC.
JCO Oncol Pract. 2021 Oct;17(10):e1433-e1439. doi: 10.1200/OP.21.00124. Epub 2021 Jun 8.
Fiscal distress or "financial toxicity," in which patients experience challenges in paying for treatment, are becoming dominant problems for patients with cancer because of burgeoning health care costs and strategies implemented by health insurance payers to reduce their level of expenditure. We report the structure and function of the first Financial Toxicity Tumor Board (FTTB). Modeled on the concept of a conventional multidisciplinary tumor board, FTTB functions as a multidisciplinary conference providing broad problem-solving approaches to financial toxicity.
The FTTB, with participation from physicians, nurses, financial counselors, nurse navigators, social workers, and administrators, meets monthly and is focused on financial toxicity and financial worry experienced by patients with cancer. It is linked to a Patient Assistance Program for oncologic pharmaceutical agents as this domain constitutes a critical area of financial toxicity for many patients.
In the first years of function, more than $55-$60 million of personal expenditure has been avoided for 1,749 and 1,819 patients, respectively, as well as more than $1.3 million copay assistance provided for financially challenged patients. Problems addressed have included payer impediments, underinsurance, complexities of certification, coding or billing issues, and inadequate internal standard operating procedures.
A focus on proactive management of financial toxicity through the function of multidisciplinary FTTBs substantially ameliorates this burgeoning international problem. This concept is presented early as it may be leveraged readily in other centers.
由于医疗保健成本不断增加,以及健康保险支付方为降低支出水平而采取的策略,患者在支付治疗费用方面遇到挑战,财政困难或“财务毒性”正成为癌症患者的主要问题。我们报告了第一个财务毒性肿瘤委员会(FTTB)的结构和功能。FTTB 是在传统多学科肿瘤委员会的概念基础上建立的,作为一个多学科会议,它提供了解决财务毒性问题的广泛方法。
FTTB 由医生、护士、财务顾问、护士导航员、社会工作者和管理人员参与,每月举行一次会议,重点关注癌症患者的财务毒性和财务担忧。它与肿瘤药物患者援助计划相关联,因为这一领域对许多患者来说是财务毒性的一个关键领域。
在功能运作的头几年,分别为 1749 名和 1819 名患者避免了超过 5500 万至 6000 万美元的个人支出,为经济困难的患者提供了超过 130 万美元的 copay 援助。解决的问题包括支付方障碍、保险不足、认证、编码或计费问题的复杂性,以及内部标准操作程序不充分。
通过多学科 FTTB 的运作,积极管理财务毒性,可大大改善这一日益严重的国际问题。这个概念很早就提出了,因为它可以在其他中心被迅速利用。